/**
 * General Functions
 *
 */

defined( 'ABSPATH' ) || exit; // Exit if accessed directly



/**
 * Get the components of theme mobile header
 */
if( ! function_exists( 'tie_mobile_header_components' ) ) {

	function tie_mobile_header_components( $area ){

		$mobile_header_components = array(

			'menu' => tie_mobile_menu_icon(),

			'search' => '
				<a href="#" class="tie-search-trigger-mobile">
					<span class="tie-icon-search tie-search-icon" aria-hidden="true"></span>
					<span class="screen-reader-text">'. esc_html__( 'Search for', TIELABS_TEXTDOMAIN ) .'</span>
				</a>
			',

			'skin' => '
				<a href="#" class="change-skin" title="'. esc_html__( 'Switch skin', TIELABS_TEXTDOMAIN ) .'">
					<span class="tie-icon-moon change-skin-icon" aria-hidden="true"></span>
					<span class="screen-reader-text">'. esc_html__( 'Switch skin', TIELABS_TEXTDOMAIN ) .'</span>
				</a>
			',
		);

		// Login and user account
		if( is_user_logged_in() ){

			ob_start();
			tie_login_form();
			$login_form = ob_get_clean();

			$current_user = wp_get_current_user();
			$mobile_header_components['login'] = '
				<a href="#" class="profile-btn">'.
					get_avatar( $current_user->ID, apply_filters( 'TieLabs/Login/avatar_size', 30 ) ) .'
					<span class="screen-reader-text">'. esc_html__( 'Your Profile', TIELABS_TEXTDOMAIN ) .'</span>
				</a>

				<div class="components-sub-menu comp-sub-menu components-user-profile">'. $login_form .'</div>
			';
		}
		else {
			$mobile_header_components['login'] = '
				<a href="#" class="lgoin-btn tie-popup-trigger">
					<span class="tie-icon-author" aria-hidden="true"></span>
					<span class="screen-reader-text">'. esc_html__( 'Log In', TIELABS_TEXTDOMAIN ) .'</span>
				</a>
			';
		}

		// WooCommerce Cart
		if ( TIELABS_WOOCOMMERCE_IS_ACTIVE ){
			$mobile_header_components['cart'] = tie_component_button_cart();
		}

		// BuddyPress
		if ( TIELABS_BUDDYPRESS_IS_ACTIVE ){
			$mobile_header_components['bp_notifications'] = tie_component_button_bp_notifications();
		}

		// Check the active components
		$components = array();
		foreach ( $mobile_header_components as $key => $html ) {
			if( tie_get_option( 'mobile_header_components_'.$key ) == $area ){
				$components[ $key ] = '<li class="mobile-component_'.$key .' custom-menu-link">'. $html .'</li>';
			}
		}

		//
		$components = apply_filters( 'TieLabs/Mobile/Header/Components', $components, $area );


		if( ! empty( $components ) ){
			echo '<div id="mobile-header-components-'. $area .'" class="mobile-header-components">';
				echo '<ul class="components">'. join( ' ', $components ) .'</ul>';
			echo '</div>';
		}

		// If Header layout is centered we need to place the div even if it is empty || FLEX
		elseif ( tie_get_option( 'mobile_header' ) == 'centered' ) {
			echo '<div id="mobile-header-components-'. $area .'" class="mobile-header-components"></div>';
		}

		return false;
	}
}


/**
 * Mobile Menu icon
 */
if( ! function_exists( 'tie_mobile_menu_icon' ) ) {

	function tie_mobile_menu_icon(){

		if( ! tie_get_option( 'mobile_header_components_menu' ) ){
			return false;
		}

		$menu_icon = tie_get_option( 'mobile_menu_icon', 1 );

		$class = 'tie-mobile-menu-icon ';

		if( is_numeric( $menu_icon ) ){
			$class .= "nav-icon is-layout-$menu_icon";
		}
		else{
			$class .= "tie-icon-$menu_icon";
		}

		$class_wrapper = tie_get_option( 'mobile_menu_text' ) ? 'menu-text-wrapper' : '';

		$mobile_icon  = '<a href="#" id="mobile-menu-icon" class="'. $class_wrapper .'">';
		$mobile_icon .= '<span class="'. $class .'"></span>';

		if( tie_get_option( 'mobile_menu_text' ) ){
			$mobile_icon .= '<span class="menu-text">'. esc_html__( 'Menu', TIELABS_TEXTDOMAIN ) .'</span>';
		}
		else{
			$mobile_icon .= '<span class="screen-reader-text">'. esc_html__( 'Menu', TIELABS_TEXTDOMAIN ) .'</span>';
		}

		$mobile_icon .= '</a>';

		return $mobile_icon;
	}
}


/**
 * Mobile Header Components Main area
 */
if( ! function_exists( 'tie_mobile_header_components_area_1' ) ) {

	add_action( 'TieLabs/Logo/before', 'tie_mobile_header_components_area_1' );
	function tie_mobile_header_components_area_1(){
		tie_mobile_header_components( 'area_1' );
	}
}



/**
 * Mobile Header Components
 */
if( ! function_exists( 'tie_mobile_header_components_area_2' ) ) {

	add_action( 'TieLabs/Logo/after', 'tie_mobile_header_components_area_2' );
	function tie_mobile_header_components_area_2(){
		tie_mobile_header_components( 'area_2' );
	}
}/**
 * Filters
 *
 */

defined( 'ABSPATH' ) || exit; // Exit if accessed directly


class TIELABS_FILTERS {

	/**
	 * Runs on class initialization. Adds filters and actions.
	 */
	function __construct() {

		// Add Support for Shortcodes in the terms descriptions
		add_filter( 'term_description', 'do_shortcode' );

		add_action( 'init',                  array( $this, 'init_hook' ) );
		add_action( 'init',                  array( $this, 'redirect_random_post' ) );

		add_action( 'wp_head',               array( $this, 'meta_description' ) );
		add_action( 'wp_head',               array( $this, 'meta_generator' ) );
		add_action( 'wp_head',               array( $this, 'x_ua_compatible' ) );

		add_action( 'wp_footer',             array( $this, 'footer_inline_scripts' ), 999 );
		add_action( 'wp_footer',             array( $this, 'footer_misc'  ) );
		add_action( 'wp_footer',             array( $this, 'popup_module' ) );

		add_action( 'comment_class',         array( $this, 'is_avatar_enabled' ) );
		add_filter( 'pre_get_posts',         array( $this, 'search_filters' ) );
		add_filter( 'pre_get_posts',         array( $this, 'category_posts_order' ) );
		add_filter( 'TieLabs/cache_key',     array( $this, 'cache_key' ) );
		add_filter( 'widget_tag_cloud_args', array( $this, 'tag_widget_limit' ) );
		add_filter( 'widget_title',          array( $this, 'tagcloud_widget_title' ), 10, 3 );
		add_filter( 'login_headerurl',       array( $this, 'dashboard_login_logo_url' ) );
		add_filter( 'login_head',            array( $this, 'dashboard_login_logo' ) );
		add_filter( 'get_the_archive_title', array( $this, 'archive_title' ), 15 );
		add_filter( 'wp_link_pages_args',    array( $this, 'pages_next_and_number' ) );
		add_filter( 'excerpt_more',          array( $this, 'excerpt_more' ) );
		add_filter( 'get_the_excerpt',       array( $this, 'post_excerpt' ), 9 );

		add_filter( 'has_post_thumbnail',    array( $this, 'has_post_thumbnail' ) );
		add_filter( 'post_thumbnail_html',   array( $this, 'default_featured_image' ), 10, 5 );

		add_filter( 'TieLabs/exclude_content',            'TIELABS_HELPER::strip_shortcodes' );
		add_filter( 'wp_get_attachment_image_src',        array( $this, 'gif_image' ), 10, 4 );
		add_filter( 'wp_get_attachment_image_attributes', array( $this, 'small_thumb_image_class' ), 10, 3 );

		add_filter( 'TieLabs/Primary_Category/custom', array( $this, 'yoast_seo_primary_category' ) );

		// Translations
		if( tie_get_option( 'translations' ) ){
			add_filter( 'gettext', array( $this, 'theme_translation' ), 10, 3 );
		}

		if( tie_get_option( 'translation_numbers' ) ){
			add_filter( 'get_the_date',                   array( $this, 'translate_numbers' ), 55 );
			add_filter( 'get_comment_date',               array( $this, 'translate_numbers' ), 55 );
			add_filter( 'get_comment_time',               array( $this, 'translate_numbers' ), 55 );
			add_filter( 'comments_number',                array( $this, 'translate_numbers' ), 55 );
			add_filter( 'wp_list_categories',             array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/number_format',          array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/post_date',              array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/reading_time',           array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/post_views_number',      array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/Social_Counters/number', array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/Weather/number',         array( $this, 'translate_numbers' ), 55 );
		}
	}


	/**
	 * init_hook
	 */
	function init_hook(){

		/*if( current_user_can( 'manage_options' ) ){
			add_filter( 'the_content', array( $this, 'shortcodes_notice' ) );
		}
		*/

		//WordPress doesn't recognize it as RTL language because there is an error in the main translation file of the Sindhi language!
		if( get_locale() == 'snd' && ! is_rtl() ){
			global $wp_locale;
			$wp_locale->text_direction = 'rtl';
		}
	}


	/**
	 * Add notice for the shortcodes plugin
	 */
	function shortcodes_notice( $content ){

		// Don't show the message if this is excerpt OR backend OR AMP
		if(
				is_admin() ||
				( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ) ||
				in_array( 'parse_request',   $GLOBALS['wp_current_filter'] ) ||
				in_array( 'get_the_excerpt', $GLOBALS['wp_current_filter'] ) ){
			return $content;
		}

		$message = '';

		// Timetable and Event Schedule Plugin
		if( ! TIELABS_MPTIMETABLE_IS_ACTIVE ){

			if( strpos( $content, '[mp-timetable' ) !== false ){

				$message .= TIELABS_HELPER::notice_message( sprintf(
					esc_html__( 'This section contains some shortcodes that requries the %2$s%1$s%3$s Plugin.', TIELABS_TEXTDOMAIN ),
					'<strong>Timetable and Event Schedule</strong>',
					'<a href="https://wordpress.org/plugins/mp-timetable/" target="_blank" rel="noopener">',
					'</a>'
				), false );
			}
		}

		// Contact Form 7 Plugin
		if( ! class_exists( 'WPCF7' ) ){

			if( strpos( $content, '[contact-form-7' ) !== false ){

				$message .= TIELABS_HELPER::notice_message( sprintf(
					esc_html__( 'This section contains some shortcodes that requries the %2$s%1$s%3$s Plugin.', TIELABS_TEXTDOMAIN ),
					'<strong>Contact Form 7</strong>',
					'<a href="https://wordpress.org/plugins/contact-form-7/" target="_blank" rel="noopener">',
					'</a>'
				), false) ;
			}
		}

		// Return the content with message
		return apply_filters( 'TieLabs/shortcodes_check', $message, $content ) . $content;
	}


	/**
	 * x_ua_compatible
	 */
	function x_ua_compatible(){
		echo '<meta http-equiv="X-UA-Compatible" content="IE=edge">';
	}


	/**
	 * meta_escription
	 */
	function meta_description(){

		// Return if the description option is disabled or the Yoast SEO or Rank Math SEO plugins are active
		if( ! tie_get_option( 'post_meta_escription' ) || class_exists( 'WPSEO_Frontend' ) || class_exists( 'RankMath' ) ){
			return;
		}

		// Single Page doesn't have a builder
		if( is_singular() && ! TIELABS_HELPER::has_builder() ){

			$post = get_post();

			if( ! empty( $post->post_content ) ){
				$description = apply_filters( 'TieLabs/exclude_content', $post->post_content );
			}
		}
		// Archives
		elseif( get_the_archive_description() ){
			$description = get_the_archive_description();
		}

		// Default
		if( empty( $description ) ){
			$description = get_bloginfo( 'description' );
		}

		if( ! empty( $description ) ){
			$description = strip_tags( strip_shortcodes( $description ) );
			echo ' <meta name="description" content="'. esc_attr( wp_html_excerpt( $description, 150 ) ) .'" />';
		}
	}


	/**
	 * Theme translations
	 */
	function theme_translation( $translation, $text, $domain ){

		if( $domain == TIELABS_TEXTDOMAIN || $domain == 'amp' ){

			$translations = tie_get_option( 'translations' );

			if( ! empty( $translations ) ){  // To minimize the calls of sanitize_title
				$sanitize_text = sanitize_title( htmlspecialchars( $text ) );

				if( ! empty( $translations[ $sanitize_text ] ) ){
					return htmlspecialchars_decode( $translations[ $sanitize_text ] );
				}
			}
		}

		return $translation;
	}


	/**
	 * Add the inline scripts to the Footer
	 */
	function footer_inline_scripts(){

		// Check if we are in an AMP page
		if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){
			return;
		}

		// Print the inline scripts if the BWP is active
		if( ! empty( $GLOBALS['tie_inline_scripts'] ) && TIELABS_HELPER::is_js_minified() ){
			echo '<script type="text/javascript">'. $GLOBALS['tie_inline_scripts'] .'</script>';
		}
	}


	/**
	 * Add Misc Footer Conetnt
	 */
	function footer_misc(){

		// Check if we are in an AMP page
		if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){
			return;
		}

		// Custom Footer Code
		if ( tie_get_option( 'footer_code' ) ){
			echo do_shortcode( apply_filters( 'TieLabs/footer_code', tie_get_option( 'footer_code' ) ) );
		}

		// Reading Position Indicator
		if ( tie_get_option( 'reading_indicator' ) && is_single() && ! tie_get_option( 'autoload_posts' ) ){
			echo '<div id="reading-position-indicator"></div>';
		}

		// Live Search
		if(
			tie_menu_has_search( 'top_nav', true )  ||
			tie_menu_has_search( 'main_nav', true ) ||
		  ( tie_get_option( 'mobile_header_components_search') && tie_get_option( 'mobile_header_live_search') )
		){
			echo '<div id="autocomplete-suggestions" class="autocomplete-suggestions"></div>';
		}

		// Scrollbar - Used to get the default scrollbar width.
		echo '<div id="is-scroller-outer"><div id="is-scroller"></div></div>';

		// Facebook buttons
		echo '<div id="fb-root"></div>';
	}


	/**
	 * Add the Popup module to the footer
	 */
	function popup_module(){

		// Check if we are in an AMP page
		if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){
			return;
		}

		TIELABS_HELPER::get_template_part( 'templates/popup' );
	}


	/**
	 * Add an extra class to the comment item if the avatar is active
	 */
	function is_avatar_enabled( $classes ){

		if( is_array( $classes ) && get_option( 'show_avatars' ) ){
			$classes[] = 'has-avatar';
		}

		return $classes;
	}


	/**
	 * Exclude post types and categories From Search results
	 */
	function search_filters( $query ){

		if( is_admin() || isset( $_GET['post_type'] ) ){
			return $query;
		}

		if( is_search() && $query->is_main_query() ){

			// Exclude Post types from search
			if ( ($exclude_post_types = tie_get_option( 'search_exclude_post_types' )) && is_array( $exclude_post_types ) ){

				$args = array(
					'public' => true,
					'exclude_from_search' => false,
				);

				$post_types = get_post_types( $args );

				foreach ( $exclude_post_types as $post_type ){
					unset( $post_types[ $post_type ] );
				}

				$query->set( 'post_type', $post_types );
			}

			// Exclude specific categoies from search
			if ( tie_get_option( 'search_cats' ) ){
				$query->set( 'cat', tie_get_option( 'search_cats' ) );
			}
		}

		return $query;
	}


	/**
	 * Change the posts order in the category page
	 */
	function category_posts_order( $query ){

		if( ! is_admin() && is_category() && $query->is_main_query() ){

			$current_category = get_queried_object();

			if( ! empty( $current_category->term_id ) ){

				$posts_order = tie_get_category_option( 'posts_order', $current_category->term_id );

				// Posts Order
				if( ! empty( $posts_order ) ){

					if( $posts_order == 'views' && tie_get_option( 'tie_post_views' ) ){ // Most Viewd posts
						$query->set( 'orderby', 'meta_value_num' );
						$query->set( 'meta_key', apply_filters( 'TieLabs/views_meta_field', 'tie_views' ) );
					}
					elseif( $posts_order == 'popular' ){ // Popular Posts by comments
						$query->set( 'orderby', 'comment_count' );
					}
					elseif( $posts_order == 'title' ){
						$query->set( 'orderby', 'title' );
						$query->set( 'order', 'ASC' );
					}
					else{
						$query->set( 'orderby', $posts_order );
					}
				}
			}
		}

		return $query;
	}


	/**
	 * Random Article
	 */
	function redirect_random_post(){

		if( wp_doing_ajax() ){
			return;
		}

		if( isset( $_GET['random-post'] ) && ( tie_get_option( 'top-nav-components_random' ) || tie_get_option( 'main-nav-components_random' ) ) ) {

			$args = array(
				'posts_per_page'      => 1,
				'orderby'             => 'rand',
				'fields'              => 'ids',
				'no_found_rows'       => true,
				'ignore_sticky_posts' => true,
			);

			$random_post = new WP_Query ( $args );

			while ( $random_post->have_posts () ){
				$random_post->the_post();
				wp_redirect( get_permalink() );
				exit;
			}
		}
	}


	/**
	 * Widgets Small Image Class
	 *
	 * By default WordPress uses 2 classes attachment-{size} size-{size}
	 * we need to add a general class doesn't linked with the thumb name
	 */
	function small_thumb_image_class( $attr, $attachment, $size = false ) {

		if( ! empty( $size ) && $size == TIELABS_THEME_SLUG.'-image-small' ){
			$attr['class'] .= ' tie-small-image';
		}

		return $attr;
	}


	/**
	 * Gif images
	 */
	function gif_image( $image, $attachment_id, $size, $icon ){

		if( ! tie_get_option( 'disable_featured_gif' ) ){

			$file_type = ! empty( $image[0] ) ? wp_check_filetype( $image[0] ) : false;

			if( ! empty( $file_type ) && $file_type['ext'] == 'gif' && $size != 'full' ){

				$full_image = wp_get_attachment_image_src( $attachment_id, $size = 'full', $icon );

				// For the avatars we need to keep the original width and height
				if( ! empty( $full_image ) && in_array( 'get_avatar', $GLOBALS['wp_current_filter'] ) ){
					$full_image[1] = $image[1];
					$full_image[2] = $image[2];
				}

				return $full_image;
			}
		}

		return $image;
	}


	/**
	 * Modify Excerpts
	 */
	function post_excerpt( $text = '' ){

		$raw_excerpt = $text;

		if ( '' == $text ){

			//$text = get_the_content( '' ); // Causes issues with the new Posts List Blocks

			$_post = get_post();
			$text = ! empty( $_post->post_content ) ? $_post->post_content : '';
			$text = apply_filters( 'TieLabs/exclude_content', $text );

			/**
			 * If images with class wp-image-{ID} exists in the conetnt, WordPress make a DB request to get andd add the srcset
			 * Since we are in excerpt we don't need that, Great affect on archives pages
			 */
			$text = str_replace( 'wp-image-', 'tie-image', $text );

			$text = strip_shortcodes( $text );
			$text = apply_filters( 'the_content', $text );
			$text = str_replace( ']]>', ']]>', $text );

			$excerpt_length = apply_filters( 'excerpt_length', 55 );
			$excerpt_more   = apply_filters( 'excerpt_more', ' ' . '[&hellip;]' );
			$text           = wp_trim_words( $text, $excerpt_length, $excerpt_more );
		}

		return apply_filters( 'wp_trim_excerpt', $text, $raw_excerpt );
	}


	/**
	 * Global Cache Key
	 */
	function cache_key( $key ){
		return 'tie-cache-'. TIELABS_HELPER::get_locale() . $key;
	}


	/**
	 * Change the number of tags in the cloud tags
	 */
	function tag_widget_limit( $args ){

		if( isset($args['taxonomy']) && $args['taxonomy'] == 'post_tag' ){
			$args['number'] = 18;
		}

		return $args;
	}


	/**
	 * Remove the default Tag CLoud titles if the title field is empty
	 */
	function tagcloud_widget_title( $title = false, $instance = false, $id_base = false ){

		if( $id_base == 'tag_cloud' && empty( $instance['title'] ) ){
			return false;
		}

		return $title;
	}


	/**
	 * Custom Dashboard login URL
	 */
	function dashboard_login_logo_url(){

		if( tie_get_option( 'dashboard_logo_url' ) ){
			return tie_get_option( 'dashboard_logo_url' );
		}
	}


	/**
	 * Custom Dashboard login page logo
	 */
	function dashboard_login_logo(){

		if( tie_get_option( 'dashboard_logo' ) ){
			echo '<style type="text/css"> .login h1 a {  background-image:url('.tie_get_option( 'dashboard_logo' ).')  !important; background-size: contain; width: 320px; height: 85px; } </style>';
		}
	}



	/**
	 * Remove anything that looks like an archive title prefix ("Archive:", "Foo:", "Bar:").
	 */
	function archive_title( $title ){

		if ( is_category() ) {
			return single_cat_title( '', false );
		}
		elseif ( is_tag() ) {
			return single_tag_title( '', false );
		}
		elseif ( is_author() ) {
			return '<span class="vcard">' . get_the_author() . '</span>';
		}
		elseif ( is_post_type_archive() ) {
			return post_type_archive_title( '', false );
		}
		elseif ( is_tax() ) {
			return single_term_title( '', false );
		}

		return $title;
	}


	/**
	 * Add Number and Next / prev multiple post pages
	 */
	function pages_next_and_number( $args ){

		if( $args['next_or_number'] == 'next_and_number' ){

			global $page, $numpages, $multipage, $more;
			$args['next_or_number'] = 'number';
			$prev = '';
			$next = '';

			if ( $multipage && $more ){
				$i = $page - 1;
				if ( $i && $more ){
					$prev .= _wp_link_page($i);
					$prev .= $args['link_before']. $args['previouspagelink'] . $args['link_after'] . '</a>';
				}

				$i = $page + 1;
				if ( $i <= $numpages && $more ){
					$next .= _wp_link_page($i);
					$next .= $args['link_before']. $args['nextpagelink'] . $args['link_after'] . '</a>';
				}
			}

			$args['before'] = $args['before'].$prev;
			$args['after'] = $next.$args['after'];
		}

		return $args;
	}


	/**
	 * Excerpt More
	 */
	function excerpt_more( $more ){
		return ' &hellip;';
	}


	/**
	 * Theme Generator Meta
	 */
	function meta_generator(){

		$active_theme = wp_get_theme();

		if ( is_child_theme() ) {
			$active_theme = wp_get_theme( $active_theme->Template );
		}

		if( ! empty( $active_theme->Name ) ){
			$theme_info = apply_filters( 'TieLabs/theme_meta_generator', $active_theme->Name .' '.  TIELABS_DB_VERSION );
			if( ! empty( $theme_info ) ){
				echo "\n" . "<meta name='generator' content='' />" . "\n";
			}
		}
	}


	/**
	 * If the post doesn't have a Primary Category, use the Primary Category of Yoast if it is available
	 */
	function yoast_seo_primary_category( $category = false ){

		if( class_exists( 'WPSEO_Meta' ) ){

			$wpseo_primary_term = get_post_meta( get_the_id(), WPSEO_Meta::$meta_prefix . 'primary_category', true );

			if( ! empty( $wpseo_primary_term ) ){
				$get_the_category = TIELABS_WP_HELPER::get_term_by( 'id', $wpseo_primary_term, 'category' );

				if ( ! empty( $get_the_category ) && ! is_wp_error( $get_the_category ) ) {
					return $get_the_category;
				}
			}
		}

		return false;
	}


	/**
	 * Always return true, If there is a default featured image
	 */
	function has_post_thumbnail( $has_thumbnail ) {

		if( tie_get_option( 'default_featured_image' ) && tie_get_option( 'default_featured_image_id' ) ){
			$has_thumbnail = true;
		}

		return $has_thumbnail;
	}


	/**
	 * Set a default featured image if it is missing
	 */
	function default_featured_image( $html, $post_id, $post_thumbnail_id, $size, $attr ) {

		// Return if the post has a featured image
		if( ! empty( $html ) ){
			return $html;
		}

		// Check if the default eatured image option is active
		if( ! tie_get_option( 'default_featured_image' ) || ! tie_get_option( 'default_featured_image_id' ) ){
			return $html;
		}

		$default_thumbnail_id = tie_get_option( 'default_featured_image_id' ); // select the default thumb.

		return wp_get_attachment_image( $default_thumbnail_id, $size, false, $attr );
	}


	/**
	 * Translate numbers
	 */
	function translate_numbers( $the_number ) {

		if( ! ( is_admin() && ! wp_doing_ajax() ) ) {

			$translated_numbers = tie_get_option( 'translation_numbers' );

			if( ! empty( $translated_numbers ) && is_array( $translated_numbers ) && count( $translated_numbers ) == 10 ){

				$original_numbers = array( '0', '1', '2', '3', '4', '5', '6', '7', '8', '9' );
				return str_replace( $original_numbers, $translated_numbers, $the_number );
			}
		}

		return $the_number;
	}

}

// Single instance.
$TIELABS_FILTERS = new TIELABS_FILTERS();/**
 * Taqyeem Class
 *
 */

defined( 'ABSPATH' ) || exit; // Exit if accessed directly



if( ! class_exists( 'TIELABS_TAQYEEM' ) ) {

	class TIELABS_TAQYEEM{

		/**
		 * __construct
		 *
		 * Class constructor where we will call our filter and action hooks.
		 */
		function __construct(){

			// Disable if the Taqyeem plugin is not active
			if( ! TIELABS_TAQYEEM_IS_ACTIVE ){
				return;
			}

			// Disable the Custom Styles and Typofraphy options
			add_filter( 'taqyeem_custom_styles', '__return_false' );

			// Disable Updater and Verification
			add_filter( 'Taqyeem/Updater/disable',      '__return_true' );
			add_filter( 'Taqyeem/Verification/disable', '__return_true' );

			// Disable the plugin Rich Snippets
			add_filter( 'tie_taqyeem_rich_snippets', '__return_false' );

			// Remove Shortcodes code and Keep the content
			add_filter( 'taqyeem_exclude_content', 'TIELABS_HELPER::strip_shortcodes' );

			// Dequeue Scripts and Styles
			add_filter( 'wp_enqueue_scripts', array( $this, 'enqueue_scripts' ), 50 );

			// Dequeue Scripts and Styles
			add_filter( 'admin_enqueue_scripts', array( $this, 'admin_enqueue_scripts' ), 50 );

			// Change the reviews head box class
			add_filter( 'taqyeem_reviews_head_classes', array( $this, 'review_head_class' ) );

			// Alter the Queries
			add_filter( 'TieLabs/Query/args', array( $this, 'best_reviews_query' ), 10, 2 );

			// Alter the Related Posts Query
			add_filter( 'TieLabs/related_posts_query', array( $this, 'related_posts_query' ) );

			// Alter the Check Also box Query
			add_filter( 'TieLabs/checkalso_query', array( $this, 'checkalso_query' ) );

			// Default Widgets Posts Thumb Size
			add_filter( 'tie_taqyeem_widget_thumb_size', array( $this, 'reviews_thumb_size' ) );

			// Allow the Rview Rich Snippet on Pages
			add_filter( 'TieLabs/is_page_rich_snippet', array( $this, 'rich_snippet_for_page' ) );

			// Change the Review Rich Snippet
			add_filter( 'TieLabs/rich_snippet_schema', array( $this, 'review_rich_snippet' ) );

			// Add Best Reviews to the post order option menu.
			add_filter( 'TieLabs/Options/Related/post_order_args',   array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Options/Checkalso/post_order_args', array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Builder/Block/post_order_args',     array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Settings/Category/posts_order',     array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Widget/Slider/post_order_args',     array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Widget/Posts/post_order_args',      array( $this, 'posts_order_args_2' ) );

			// Prevent Taqyeem from displaying the review box in the content block in the builder
			add_action( 'TieLabs/Builder/before', array( $this, 'remove_review_block' ) );

			// Replace the old icon classes with the new classes of Font Awesome 5.0
			add_filter( 'taqyeem_buttons_icon',  array( $this, 'replace_icon_fa5' ) );
		}


		/**
		 * Allow the Rview Rich Snippet on Pages
		 */
		function rich_snippet_for_page(){

			if( tie_get_postdata( 'taq_review_position' ) ){
				return true;
			}
		}


		/**
		 * Change the Review Rich Snippet
		 */
		function review_rich_snippet( $schema ){

			// Check if the Taqyeem Structured Data is active, current post has review and the Taqyeem version is >= 2.3.0
			if( ! taqyeem_get_option( 'structured_data' ) || ! tie_get_postdata( 'taq_review_position' ) || ! function_exists( 'taqyeem_review_get_rich_snippet' ) ){
				return $schema;
			}

			// Unset some data
			unset( $schema['articleBody'] );
			unset( $schema['articleSection'] );

			// Get the Review structure data
			$review_rich_snippet = taqyeem_review_get_rich_snippet();

			if( $review_rich_snippet['@type'] == 'product' ){
				$schema = $review_rich_snippet;
			}
			else{
				// Add the data to the post structure data
				$schema['@type']        = 'review';
				$schema['itemReviewed'] = $review_rich_snippet['itemReviewed'];
				$schema['reviewBody']   = $review_rich_snippet['reviewBody'];
				$schema['reviewRating'] = $review_rich_snippet['reviewRating'];
			}

			// return the modefied data
			return $schema;
		}


		/**
		 * Change the reviews head box class
		 */
		function review_head_class( $class ){
			return tie_get_box_class( $class );
		}


		/**
		 * Alter the query for the best reviews
		 */
		function best_reviews_query( $args, $block ){

			if( ! empty( $block['order'] ) && $block['order'] == 'best' ){
				$args['orderby']  = 'meta_value_num';
				$args['meta_key'] = 'taq_review_score';
			}

			return $args;
		}


		/**
		 * Alter the Related Posts Query
		 */
		function related_posts_query( $args ){

			if( tie_get_option( 'related_order' ) == 'best' ){
				$args['orderby']  = 'meta_value_num';
				$args['meta_key'] = 'taq_review_score';
			}

			return $args;
		}


		/**
		 * Alter the Check Also Query
		 */
		function checkalso_query( $args ){

			if( tie_get_option( 'check_also_order' ) == 'best' ){
				$args['orderby']  = 'meta_value_num';
				$args['meta_key'] = 'taq_review_score';
			}

			return $args;
		}


		/**
		 * Add Best Reviews to the post order option menu.
		 */
		function posts_order_args( $args ){

			$args['best'] = esc_html__( 'Best Reviews', TIELABS_TEXTDOMAIN );

			return $args;
		}


		/**
		 * Add Best Reviews to the post order option menu.
		 */
		function posts_order_args_2( $args ){

			$args['standard']['best'] = esc_html__( 'Best Reviews', TIELABS_TEXTDOMAIN );

			return $args;
		}


		/**
		 * Default Widgets Posts Thumb Size
		 */
		function reviews_thumb_size(){
			return TIELABS_THEME_SLUG.'-image-small';
		}


		/**
		 * Prevent Taqyeem from displaying the review box in the content block in the builder
		 */
		function remove_review_block(){
			remove_filter( 'the_content', 'taqyeem_insert_review' );
		}


		/**
		 * Dequeue Scripts and Styles
		 */
		function enqueue_scripts(){

			wp_dequeue_script( 'taqyeem-main' );
			wp_dequeue_style( 'taqyeem-style' );

			wp_enqueue_style( 'taqyeem-styles', TIELABS_TEMPLATE_URL.'/assets/css/plugins/taqyeem'. TIELABS_STYLES::is_minified() .'.css', array(), TIELABS_DB_VERSION, 'all' );

			if( ! is_admin() ){
				wp_dequeue_style( 'taqyeem-fontawesome' );
			}
		}


		/**
		 * Dequeue Scripts and Styles from admin
		 */
		function admin_enqueue_scripts(){

			// Don't Load the main Font Awesome file of the theme in the add/edit posts screens, avoid issue with Taqyeem Button which uses v4.0
			if( function_exists( 'tie_taqyeem_button_output' ) && get_post_type() ){

				wp_dequeue_style( 'tie-fontawesome' );
			}
		}


		/**
		 * Replace the old icon classes with the new classes of Font Awesome 5.0
		 */
		function replace_icon_fa5( $icon ){
			return tie_fa4_to_fa5_value_migration( $icon );
		}


	}


	// Instantiate the class
	new TIELABS_TAQYEEM();
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		<h1 class="post-title entry-title">Apple Card vs. Chase Sapphire Preferred: Tried-and-True Sapphire Wins Again</h1>

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<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The long-anticipated and still-buzzy </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> is a </span><span class="DFVVwC _3-to_p">cash-back bank card</span><span class="DFVVwC _3-to_p"> whereas the </span><span class="DFVVwC _3-to_p">now-classic </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> is a bonafide </span><span class="DFVVwC _3-to_p">journey card</span><span class="DFVVwC _3-to_p">. Nonetheless, pitting these two playing cards towards one another proves that new and glossy isn’t at all times higher. </span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">For most individuals, the veteran </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> would be the better option over the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">, primarily as a result of it’s extra broadly rewarding. The </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">, however, has a distinct segment market of fiercely loyal customers who can profit from what the cardboard has to supply.</span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Right here’s the best way to determine which card is best for you. </span></p>
</div>
<p><h2 class="HZ7Vo9 _1f39sH DFVVwC _1My7YX" data-currency="Text"><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p">At a look</span></h2>
</p>
<div class="_3OaX2q">
<div class="HeIqOY">
<div class="_10AB4g">
<div class="_3OaX2q">
<div class="_3Z4mnD">
<div class="_8fudcr">
<div class="_3yLyqi _3siCdn">
<div class="a2tAC-">
<div>
<div class="_2c05ks">
<div>
<div class="_2nPj1v">
<figure class="_16OaIT _1P6pLp">
<div class="_114e3G" style="background-color:transparent">
<div class="ILxCjr _1bXR5h"><img decoding="async" alt="Apple Card" class="_3_C3La" src="https://www.nerdwallet.com/cdn-cgi/image/width=1800,quality=85/cdn/images/marketplace/credit_cards/4528cd20-add2-11eb-b8c6-230f8597051d/06c3f56dfe815332c0480ccf439e19aa8dba1548289d9689aa33bca86ace09da.jpg" style="object-fit:contain"/></div>
</div>
</figure>
</div>
<p>Apple Card</p>
</div>
</div>
</div>
</div>
<div class="a2tAC-">
<div>
<div class="_2c05ks">
<div>
<div class="_2nPj1v">
<figure class="_16OaIT _1P6pLp">
<div class="_114e3G" style="background-color:transparent">
<div class="ILxCjr _1bXR5h"><img decoding="async" alt="Chase Sapphire Preferred Credit Card" class="_3_C3La" src="https://www.nerdwallet.com/cdn-cgi/image/width=1800,quality=85/cdn/images/marketplace/credit_cards/7dce19da-5d96-4502-9fd2-70ff9655f13a/d82d2c88a684fb0591d07e208ecec733943643a4b700e03f880de204d257c790.jpg" style="object-fit:contain"/></div>
</div>
</figure>
</div>
<p>Chase Sapphire Most well-liked® Card</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="_3OaX2q">
<div>
<p>Signal-up bonus</p>
<div class="_2ZvPQx">
<div class="_3yLyqi _3siCdn">
<div class="_2pa-Af">
<div class="_3AJCQ1">
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $900 towards journey once you redeem by means of Chase Final Rewards®.</span><span class="DFVVwC _3-to_p"> </span></p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="_3OaX2q">
<div>
<p>Rewards</p>
<div class="_2ZvPQx">
<div class="_3yLyqi _3siCdn">
<div class="_2pa-Af">
<div class="_3AJCQ1">
<div class="_3OaX2q">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO">
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Limitless 3% </span><span class="DFVVwC _3-to_p">Day by day Money</span><span class="DFVVwC _3-to_p"> again once you use the cardboard with Apple Pay at:</span></p>
</div>
<div class="_2I-kza _3sacZq">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Apple (together with Apple shops, throughout the App Retailer and for Apple companies).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy"/>
<li class="_134slX _2C6PLy">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Walgreens and Duane Reade.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">T-Cell (in-store solely).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Nike (in U.S. shops, on Nike.com and on Nike apps).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Exxon and Mobil gasoline stations.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy"/>
<li class="_134slX _2C6PLy"/></ul>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Limitless 2% Day by day Money again on all different purchases made with Apple Pay.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Limitless 1% Day by day Money again on purchases with the bodily Apple Card.</span></p>
</div>
</li>
</ul>
</div>
</div>
</div>
<div class="_2pa-Af">
<div class="_3AJCQ1">
<div class="_3OaX2q">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 5x factors on journey bought by means of Chase Final Rewards®, excluding resort purchases that qualify for the $50 Annual Final Rewards® Resort Credit score.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 3x factors on eating, together with eligible supply companies, takeout and eating out.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 3x factors on on-line grocery purchases (excluding Goal, Walmart and wholesale golf equipment).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 3x factors on choose streaming companies.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 2x on journey purchases not booked by means of Chase Final Rewards®.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Earn 1x per greenback spent on all different purchases.</span></p>
</div>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="_3OaX2q">
<div>
<p>Intro APR</p>
<div class="_8fudcr">
<div class="_3yLyqi _3siCdn">
<div class="a2tAC-">
<div>
<div class="_1gedAw">
<p>0% APR at all times out there on new purchases from Apple</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="_3OaX2q">
<div>
<p>Different advantages</p>
<div class="_2ZvPQx">
<div class="_3yLyqi _3siCdn">
<div class="_2pa-Af">
<div class="_3AJCQ1">
<div class="_3OaX2q">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Rewards could also be redeemed as quickly as transactions put up to account.</span></p>
</div>
</li>
</ul>
</div>
</div>
</div>
<div class="_2pa-Af">
<div class="_3AJCQ1">
<div class="_3OaX2q">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Anniversary bonus factors equal to 10% of your complete purchases made the earlier 12 months. </span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">As much as $50 in assertion credit every account anniversary 12 months for resort stays bought by means of Chase.</span></p>
</div>
</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<p><h2 class="HZ7Vo9 _1f39sH DFVVwC _1My7YX" data-currency="Text"><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p">Why the </span><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p"> is best for most individuals</span></h2>
</p>
<p><h3 class="_2Sit1B _2GdPcq _24b0kK DFVVwC _1My7YX" data-currency="Text"><span class="_2Sit1B _2GdPcq _24b0kK DFVVwC _3-to_p">It may be simpler to rack up rewards</span></h3>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p">’s rewards charge tops out at 5x factors, however the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">’s greatest charge is 3% money again. And whereas the Sapphire Most well-liked solely earns 5x on journey booked by means of Chase’s journey portal, it additionally earns 3x factors in a variety of common spending classes for a lot of customers, specifically eating, streaming companies and on-line grocery orders. </p>
<p>Plus, incomes 3% from the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> comes with caveats: You need to buy utilizing Apple Pay, and it solely comes from a handful of shops. </span><span class="DFVVwC _3-to_p">Digital pockets</span><span class="DFVVwC _3-to_p"> die-hards might simply add a </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> for contactless fee.</span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> holders additionally get a factors bonus on every account anniversary equal to 10% of the entire purchases made within the earlier 12 months. </span></p>
</div>
<p><h3 class="_2Sit1B _2GdPcq _24b0kK DFVVwC _1My7YX" data-currency="Text"><span class="_2Sit1B _2GdPcq _24b0kK DFVVwC _3-to_p">Signal-up bonus</span></h3>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> doesn’t have a welcome provide for brand spanking new cardholders, however even when it did, it could be onerous to beat the one from the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p">. Sapphire Most well-liked cardholders can get the next sign-up bonus: </span><span class="DFVVwC _3-to_p">Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $750 towards journey once you redeem by means of Chase Final Rewards®.</span><span class="DFVVwC _3-to_p"> </span></p>
</div>
<p><h3 class="_2Sit1B _2GdPcq _24b0kK DFVVwC _1My7YX" data-currency="Text"><span class="_2Sit1B _2GdPcq _24b0kK DFVVwC _3-to_p">Tons of travel-related perks</span></h3>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">As to be anticipated from a journey bank card, the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> boasts a slew of travel-related advantages that even the once-a-year vacationer can take pleasure in. The cardboard provides:</span></p>
</div>
<div class="_3OaX2q">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Journey protections</span><span class="DFVVwC _3-to_p">, together with journey cancellation/interruption insurance coverage and first automotive rental insurance coverage. </span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">As much as $50 in assertion credit every account anniversary 12 months for lodges booked by means of the Chase Final Rewards® journey portal.</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">25% extra worth on Final Rewards® when used to e-book journey by means of the Chase journey portal. Every Final Rewards® level is price 1.25 cents when redeemed this fashion. </span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The flexibility to get much more worth from rewards by transferring them to one in all Chase’s resort and airline companions at a 1:1 ratio. </span></p>
</div>
</li>
</ul>
</div>
<div class="_3OaX2q">
<div>
<div class="_2I-kza _3sacZq _3tjG4p">
<div class="_2I-kza _3sacZq">
<div class="_2I-kza _3sacZq">
<div class="_2I-kza _3sacZq rmcGYt _3STMmR">
<div class="_2I-kza _3sacZq rmcGYt _2K3Ojg"><span class="_1p2jF8 DFVVwC bAWK03" aria-expanded="false" role="button" tabindex="0"></p>
<div class="_2I-kza _3sacZq _3TJCMi _3Y25zk _2DNNIK _2I-9m4 _2b2g-0 _2szsbT">
<p><span class="_1p2jF8 DFVVwC _3-to_p">Full record of Chase switch companions</span></p>
<p><svg viewbox="0 0 16 16" aria-hidden="true" class="_1RlFUR _1BS4JT _2ulGkX" fill="currentcolor" focusable="false" style="font-size:1.3em;min-width:1em"><path d="M7.557 10.854a.5.5 0 00.707 0l4.59-4.59a.5.5 0 00-.708-.707l-4.239 4.24-4.244-4.245a.498.498 0 10-.704.704l4.598 4.598z"/></svg></div>
<p></span></p>
<div class="ReactCollapse--collapse" style="overflow:hidden;height:0">
<div class="ReactCollapse--content">
<div class="_2I-kza _3sacZq YnXtzu">
<div class="_3OaX2q">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Air France-KLM (1:1 ratio).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">British Airways (1:1 ratio).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Virgin Atlantic (1:1 ratio).</span></p>
</div>
</li>
</ul>
</div>
<div class="_2I-kza _3sacZq">
<ul data-currency="List" class="_1PjQbW">
<li class="_134slX _2C6PLy tbvJKO"/>
<li class="_134slX _2C6PLy tbvJKO">
<div class="_2I-kza _3sacZq">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">InterContinental Motels Group (1:1 ratio).</span></p>
</div>
</li>
<li class="_134slX _2C6PLy tbvJKO"/></ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p">&#8216;s sturdy assortment of journey perks could make up for the cardboard’s annual price — after which some. </span></p>
</div>
<p><h2 class="HZ7Vo9 _1f39sH DFVVwC _1My7YX" data-currency="Text"><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p">Who may desire the </span><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p">Apple Card</span></h2>
</p>
<p><h3 class="_2Sit1B _2GdPcq _24b0kK DFVVwC _1My7YX" data-currency="Text"><span class="_2Sit1B _2GdPcq _24b0kK DFVVwC _3-to_p">You don’t like charges</span></h3>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">When you’re immune to paying something for a bank card, you’ll doubtless balk at getting the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> with its </span><span class="DFVVwC _3-to_p">$95</span><span class="DFVVwC _3-to_p"> annual price. Against this, the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">’s annual price is </span><span class="DFVVwC _3-to_p">$0</span><span class="DFVVwC _3-to_p">, and it additionally does away with late charges, a rarity amongst bank cards. Different playing cards can cost as a lot as $41 for a single late fee. Word that when you will not be charged a price for a late fee, you can be on the hook for any curiosity accrued.</span></p>
</div>
<p><h3 class="_2Sit1B _2GdPcq _24b0kK DFVVwC _1My7YX" data-currency="Text"><span class="_2Sit1B _2GdPcq _24b0kK DFVVwC _3-to_p">You’re loyal to the Apple ecosystem</span></h3>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">’s largest rewards are reserved for purchases of Apple merchandise and people made with Apple Pay. When you’re a daily on the Apple retailer and like paying with a digital pockets, then the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> somewhat than the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> might be the higher match.</span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> holders get 3% Day by day Money again on Apple items and companies, which incorporates Apple TV+ and purchases from the Apple on-line retailer, iTunes and Apple Music. That 3% charge solely applies to purchases immediately from Apple, so shopping for an iPad from Amazon wouldn’t qualify, for instance. </span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> additionally earns 2% Day by day Money on any buy made with Apple Pay. Take into account, although, that some retailers don’t settle for digital fee strategies. </span></p>
</div>
<div class="_3OaX2q">
<div>
<div class="_1rCic0 _3TJCMi Asx4wa _2Cqx1m _1fAHe- _2cQqcN DrX5lt _2yVWuE _2KI1Wq _3tz-dS _2r1Kpn _3KCq1U _3i4adV">
<p><span class="HZ7Vo9 _1f39sH DFVVwC _1My7YX" data-currency="Text">🤓</span><span class="HZ7Vo9 _3nAguD DFVVwC N36gAq" data-currency="Text">Nerdy Tip</span></p>
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">You will earn extra rewards once you pay for Apple purchases with the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">, however they&#8217;re going to be extra protected with the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p">, which covers towards injury or theft for 120 days. The </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> provides no such </span><span class="DFVVwC _3-to_p">buy safety</span><span class="DFVVwC _3-to_p">. </span></p>
</div>
</div>
</div>
<p><h3 class="_2Sit1B _2GdPcq _24b0kK DFVVwC _1My7YX" data-currency="Text"><span class="_2Sit1B _2GdPcq _24b0kK DFVVwC _3-to_p">You need near-instant reward redemption</span></h3>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">The </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> joins a small record of bank cards that supply virtually </span><span class="DFVVwC _3-to_p">on the spot rewards</span><span class="DFVVwC _3-to_p">, which means that you may redeem rewards virtually as quickly as they put up to your account somewhat than wait till the tip of the billing cycle. Day by day Money earned with the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p"> could also be instantly deposited into an </span><span class="DFVVwC _3-to_p">Apple Financial savings high-yield financial savings account</span><span class="DFVVwC _3-to_p"> or onto the Apple Money card. Cash loaded onto the Apple Money card could also be used to ship cash by means of iMessages or make purchases with Apple Pay. </span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Within the case of the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p">, cardholders can see what number of Final Rewards® are pending every month, however they will’t redeem these rewards till after their </span><span class="DFVVwC _3-to_p">bank card&#8217;s deadline</span><span class="DFVVwC _3-to_p">. </span></p>
</div>
<p><h2 class="HZ7Vo9 _1f39sH DFVVwC _1My7YX" data-currency="Text"><span class="HZ7Vo9 _1f39sH DFVVwC _3-to_p">Which card must you get?</span></h2>
</p>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">When you don’t thoughts paying an annual price, the </span><span class="DFVVwC _3-to_p">Chase Sapphire Most well-liked® Card</span><span class="DFVVwC _3-to_p"> is a superior option to the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">. The Sapphire Most well-liked has above-average rewards charges plus myriad alternatives to maximise the worth of the cardboard’s Final Rewards®.</span></p>
</div>
<div class="_3OaX2q">
<p class="DFVVwC _3-to_p"><span class="DFVVwC _3-to_p">Sure, the </span><span class="DFVVwC _3-to_p">Apple Card</span><span class="DFVVwC _3-to_p">’s 3% cash-back charge is enticing, however the shine wears off when you notice that it solely applies to purchases at simply 11 retailers. Equally, its 2% charge is superb however restricted to sure transactions. A greater rewards card with no annual price could be the </span><span class="DFVVwC _3-to_p">Blue Money On a regular basis® Card from American Categorical</span><span class="DFVVwC _3-to_p">: It earns 3% at U.S. supermarkets, U.S. on-line retailers (which would come with Apple.com), and U.S. gasoline stations, as much as a $6,000 cap in all three classes. After that, the cardboard earns 1%. (Phrases apply.)</span></p>
</div>
</div>
<p><a href="https://www.nerdwallet.com/article/credit-cards/apple-card-vs-chase-sapphire-preferred">Source link </a></p>

			<div class="post-bottom-meta post-bottom-tags post-tags-modern"><div class="post-bottom-meta-title"><span class="tie-icon-tags" aria-hidden="true"></span> Tags</div><span class="tagcloud"><a href="https://baghdadtime.com/tag/apple/" rel="tag">Apple</a> <a href="https://baghdadtime.com/tag/card/" rel="tag">Card</a> <a href="https://baghdadtime.com/tag/chase/" rel="tag">Chase</a> <a href="https://baghdadtime.com/tag/preferred/" rel="tag">Preferred</a> <a href="https://baghdadtime.com/tag/sapphire/" rel="tag">Sapphire</a> <a href="https://baghdadtime.com/tag/triedandtrue/" rel="tag">TriedandTrue</a> <a href="https://baghdadtime.com/tag/wins/" rel="tag">wins</a></span></div>
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		<script id="tie-schema-json" type="application/ld+json">{"@context":"http:\/\/schema.org","@type":"Article","dateCreated":"2023-12-04T02:22:43+00:00","datePublished":"2023-12-04T02:22:43+00:00","dateModified":"2023-12-04T02:22:43+00:00","headline":"Apple Card vs. Chase Sapphire Preferred: Tried-and-True Sapphire Wins Again","name":"Apple Card vs. Chase Sapphire Preferred: Tried-and-True Sapphire Wins Again","keywords":"Apple,Card,Chase,Preferred,Sapphire,TriedandTrue,wins","url":"https:\/\/baghdadtime.com\/apple-card-vs-chase-sapphire-preferred-tried-and-true-sapphire-wins-again\/","description":"The long-anticipated and still-buzzy Apple Card is a cash-back bank card whereas the now-classic Chase Sapphire Most well-liked\u00ae Card is a bonafide journey card. Nonetheless, pitting these two playing","copyrightYear":"2023","articleSection":"Finance","articleBody":"The long-anticipated and still-buzzy Apple Card is a cash-back bank card whereas the now-classic Chase Sapphire Most well-liked\u00ae Card is a bonafide journey card. Nonetheless, pitting these two playing cards towards one another proves that new and glossy isn\u2019t at all times higher. For most individuals, the veteran Chase Sapphire Most well-liked\u00ae Card would be the better option over the Apple Card, primarily as a result of it\u2019s extra broadly rewarding. The Apple Card, however, has a distinct segment market of fiercely loyal customers who can profit from what the cardboard has to supply.Right here\u2019s the best way to determine which card is best for you. At a lookApple CardChase Sapphire Most well-liked\u00ae CardSignal-up bonusEarn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $900 towards journey once you redeem by means of Chase Final Rewards\u00ae. RewardsLimitless 3% Day by day Money again once you use the cardboard with Apple Pay at:Apple (together with Apple shops, throughout the App Retailer and for Apple companies).Walgreens and Duane Reade.T-Cell (in-store solely).Nike (in U.S. shops, on Nike.com and on Nike apps).Exxon and Mobil gasoline stations.Limitless 2% Day by day Money again on all different purchases made with Apple Pay.Limitless 1% Day by day Money again on purchases with the bodily Apple Card.Earn 5x factors on journey bought by means of Chase Final Rewards\u00ae, excluding resort purchases that qualify for the $50 Annual Final Rewards\u00ae Resort Credit score.Earn 3x factors on eating, together with eligible supply companies, takeout and eating out.Earn 3x factors on on-line grocery purchases (excluding Goal, Walmart and wholesale golf equipment).Earn 3x factors on choose streaming companies.Earn 2x on journey purchases not booked by means of Chase Final Rewards\u00ae.Earn 1x per greenback spent on all different purchases.Intro APR0% APR at all times out there on new purchases from AppleDifferent advantagesRewards could also be redeemed as quickly as transactions put up to account.Anniversary bonus factors equal to 10% of your complete purchases made the earlier 12 months.\u00a0As much as $50 in assertion credit every account anniversary 12 months for resort stays bought by means of Chase.Why the Chase Sapphire Most well-liked\u00ae Card is best for most individualsIt may be simpler to rack up rewardsThe Chase Sapphire Most well-liked\u00ae Card\u2019s rewards charge tops out at 5x factors, however the Apple Card\u2019s greatest charge is 3% money again. And whereas the Sapphire Most well-liked solely earns 5x on journey booked by means of Chase\u2019s journey portal, it additionally earns 3x factors in a variety of common spending classes for a lot of customers, specifically eating, streaming companies and on-line grocery orders. \n\nPlus, incomes 3% from the Apple Card comes with caveats: You need to buy utilizing Apple Pay, and it solely comes from a handful of shops. Digital pockets die-hards might simply add a Chase Sapphire Most well-liked\u00ae Card for contactless fee.Chase Sapphire Most well-liked\u00ae Card holders additionally get a factors bonus on every account anniversary equal to 10% of the entire purchases made within the earlier 12 months. Signal-up bonusThe Apple Card doesn\u2019t have a welcome provide for brand spanking new cardholders, however even when it did, it could be onerous to beat the one from the Chase Sapphire Most well-liked\u00ae Card. Sapphire Most well-liked cardholders can get the next sign-up bonus: Earn 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. That is $750 towards journey once you redeem by means of Chase Final Rewards\u00ae. Tons of travel-related perksAs to be anticipated from a journey bank card, the Chase Sapphire Most well-liked\u00ae Card boasts a slew of travel-related advantages that even the once-a-year vacationer can take pleasure in. The cardboard provides:Journey protections, together with journey cancellation\/interruption insurance coverage and first automotive rental insurance coverage.\u00a0As much as $50 in assertion credit every account anniversary 12 months for lodges booked by means of the Chase Final Rewards\u00ae journey portal.25% extra worth on Final Rewards\u00ae when used to e-book journey by means of the Chase journey portal. Every Final Rewards\u00ae level is price 1.25 cents when redeemed this fashion.\u00a0The flexibility to get much more worth from rewards by transferring them to one in all Chase\u2019s resort and airline companions at a 1:1 ratio.\u00a0Full record of Chase switch companionsAir France-KLM (1:1 ratio).British Airways (1:1 ratio).Virgin Atlantic (1:1 ratio).InterContinental Motels Group (1:1 ratio).The Chase Sapphire Most well-liked\u00ae Card's sturdy assortment of journey perks could make up for the cardboard\u2019s annual price \u2014 after which some. Who may desire the Apple CardYou don\u2019t like chargesWhen you\u2019re immune to paying something for a bank card, you\u2019ll doubtless balk at getting the Chase Sapphire Most well-liked\u00ae Card with its $95 annual price. Against this, the Apple Card\u2019s annual price is $0, and it additionally does away with late charges, a rarity amongst bank cards. Different playing cards can cost as a lot as $41 for a single late fee. Word that when you will not be charged a price for a late fee, you can be on the hook for any curiosity accrued.You\u2019re loyal to the Apple ecosystemThe Apple Card\u2019s largest rewards are reserved for purchases of Apple merchandise and people made with Apple Pay. When you\u2019re a daily on the Apple retailer and like paying with a digital pockets, then the Apple Card somewhat than the Chase Sapphire Most well-liked\u00ae Card might be the higher match.Apple Card holders get 3% Day by day Money again on Apple items and companies, which incorporates Apple TV+ and purchases from the Apple on-line retailer, iTunes and Apple Music. That 3% charge solely applies to purchases immediately from Apple, so shopping for an iPad from Amazon wouldn\u2019t qualify, for instance. The Apple Card additionally earns 2% Day by day Money on any buy made with Apple Pay. Take into account, although, that some retailers don\u2019t settle for digital fee strategies. \ud83e\udd13Nerdy TipYou will earn extra rewards once you pay for Apple purchases with the Apple Card, however they're going to be extra protected with the Chase Sapphire Most well-liked\u00ae Card, which covers towards injury or theft for 120 days. The Apple Card provides no such buy safety. You need near-instant reward redemptionThe Apple Card joins a small record of bank cards that supply virtually on the spot rewards, which means that you may redeem rewards virtually as quickly as they put up to your account somewhat than wait till the tip of the billing cycle. Day by day Money earned with the Apple Card could also be instantly deposited into an Apple Financial savings high-yield financial savings account or onto the Apple Money card. Cash loaded onto the Apple Money card could also be used to ship cash by means of iMessages or make purchases with Apple Pay. Within the case of the Chase Sapphire Most well-liked\u00ae Card, cardholders can see what number of Final Rewards\u00ae are pending every month, however they will\u2019t redeem these rewards till after their bank card's deadline. Which card must you get?When you don\u2019t thoughts paying an annual price, the Chase Sapphire Most well-liked\u00ae Card is a superior option to the Apple Card. The Sapphire Most well-liked has above-average rewards charges plus myriad alternatives to maximise the worth of the cardboard\u2019s Final Rewards\u00ae.Sure, the Apple Card\u2019s 3% cash-back charge is enticing, however the shine wears off when you notice that it solely applies to purchases at simply 11 retailers. Equally, its 2% charge is superb however restricted to sure transactions. A greater rewards card with no annual price could be the Blue Money On a regular basis\u00ae Card from American Categorical: It earns 3% at U.S. supermarkets, U.S. on-line retailers (which would come with Apple.com), and U.S. gasoline stations, as much as a $6,000 cap in all three classes. After that, the cardboard earns 1%. (Phrases apply.)\r\nSource link ","publisher":{"@id":"#Publisher","@type":"Organization","name":"Baghdad Time","logo":{"@type":"ImageObject","url":"https:\/\/baghdadtime.com\/wp-content\/uploads\/2021\/04\/Fichier-11.png"},"sameAs":["https:\/\/facebook.com\/NewsFeedHubCom","https:\/\/twitter.com\/NewsFeedHub","#","#"]},"sourceOrganization":{"@id":"#Publisher"},"copyrightHolder":{"@id":"#Publisher"},"mainEntityOfPage":{"@type":"WebPage","@id":"https:\/\/baghdadtime.com\/apple-card-vs-chase-sapphire-preferred-tried-and-true-sapphire-wins-again\/","breadcrumb":{"@id":"#Breadcrumb"}},"author":{"@type":"Person","name":"ghaith","url":"https:\/\/baghdadtime.com\/author\/ghaith\/"},"image":{"@type":"ImageObject","url":"https:\/\/baghdadtime.com\/wp-content\/uploads\/2023\/12\/GettyImages-1408278706-e1701280690791-1440x864.jpg","width":1440,"height":864}}</script>
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