/**
 * General Functions
 *
 */

defined( 'ABSPATH' ) || exit; // Exit if accessed directly



/**
 * Get the components of theme mobile header
 */
if( ! function_exists( 'tie_mobile_header_components' ) ) {

	function tie_mobile_header_components( $area ){

		$mobile_header_components = array(

			'menu' => tie_mobile_menu_icon(),

			'search' => '
				<a href="#" class="tie-search-trigger-mobile">
					<span class="tie-icon-search tie-search-icon" aria-hidden="true"></span>
					<span class="screen-reader-text">'. esc_html__( 'Search for', TIELABS_TEXTDOMAIN ) .'</span>
				</a>
			',

			'skin' => '
				<a href="#" class="change-skin" title="'. esc_html__( 'Switch skin', TIELABS_TEXTDOMAIN ) .'">
					<span class="tie-icon-moon change-skin-icon" aria-hidden="true"></span>
					<span class="screen-reader-text">'. esc_html__( 'Switch skin', TIELABS_TEXTDOMAIN ) .'</span>
				</a>
			',
		);

		// Login and user account
		if( is_user_logged_in() ){

			ob_start();
			tie_login_form();
			$login_form = ob_get_clean();

			$current_user = wp_get_current_user();
			$mobile_header_components['login'] = '
				<a href="#" class="profile-btn">'.
					get_avatar( $current_user->ID, apply_filters( 'TieLabs/Login/avatar_size', 30 ) ) .'
					<span class="screen-reader-text">'. esc_html__( 'Your Profile', TIELABS_TEXTDOMAIN ) .'</span>
				</a>

				<div class="components-sub-menu comp-sub-menu components-user-profile">'. $login_form .'</div>
			';
		}
		else {
			$mobile_header_components['login'] = '
				<a href="#" class="lgoin-btn tie-popup-trigger">
					<span class="tie-icon-author" aria-hidden="true"></span>
					<span class="screen-reader-text">'. esc_html__( 'Log In', TIELABS_TEXTDOMAIN ) .'</span>
				</a>
			';
		}

		// WooCommerce Cart
		if ( TIELABS_WOOCOMMERCE_IS_ACTIVE ){
			$mobile_header_components['cart'] = tie_component_button_cart();
		}

		// BuddyPress
		if ( TIELABS_BUDDYPRESS_IS_ACTIVE ){
			$mobile_header_components['bp_notifications'] = tie_component_button_bp_notifications();
		}

		// Check the active components
		$components = array();
		foreach ( $mobile_header_components as $key => $html ) {
			if( tie_get_option( 'mobile_header_components_'.$key ) == $area ){
				$components[ $key ] = '<li class="mobile-component_'.$key .' custom-menu-link">'. $html .'</li>';
			}
		}

		//
		$components = apply_filters( 'TieLabs/Mobile/Header/Components', $components, $area );


		if( ! empty( $components ) ){
			echo '<div id="mobile-header-components-'. $area .'" class="mobile-header-components">';
				echo '<ul class="components">'. join( ' ', $components ) .'</ul>';
			echo '</div>';
		}

		// If Header layout is centered we need to place the div even if it is empty || FLEX
		elseif ( tie_get_option( 'mobile_header' ) == 'centered' ) {
			echo '<div id="mobile-header-components-'. $area .'" class="mobile-header-components"></div>';
		}

		return false;
	}
}


/**
 * Mobile Menu icon
 */
if( ! function_exists( 'tie_mobile_menu_icon' ) ) {

	function tie_mobile_menu_icon(){

		if( ! tie_get_option( 'mobile_header_components_menu' ) ){
			return false;
		}

		$menu_icon = tie_get_option( 'mobile_menu_icon', 1 );

		$class = 'tie-mobile-menu-icon ';

		if( is_numeric( $menu_icon ) ){
			$class .= "nav-icon is-layout-$menu_icon";
		}
		else{
			$class .= "tie-icon-$menu_icon";
		}

		$class_wrapper = tie_get_option( 'mobile_menu_text' ) ? 'menu-text-wrapper' : '';

		$mobile_icon  = '<a href="#" id="mobile-menu-icon" class="'. $class_wrapper .'">';
		$mobile_icon .= '<span class="'. $class .'"></span>';

		if( tie_get_option( 'mobile_menu_text' ) ){
			$mobile_icon .= '<span class="menu-text">'. esc_html__( 'Menu', TIELABS_TEXTDOMAIN ) .'</span>';
		}
		else{
			$mobile_icon .= '<span class="screen-reader-text">'. esc_html__( 'Menu', TIELABS_TEXTDOMAIN ) .'</span>';
		}

		$mobile_icon .= '</a>';

		return $mobile_icon;
	}
}


/**
 * Mobile Header Components Main area
 */
if( ! function_exists( 'tie_mobile_header_components_area_1' ) ) {

	add_action( 'TieLabs/Logo/before', 'tie_mobile_header_components_area_1' );
	function tie_mobile_header_components_area_1(){
		tie_mobile_header_components( 'area_1' );
	}
}



/**
 * Mobile Header Components
 */
if( ! function_exists( 'tie_mobile_header_components_area_2' ) ) {

	add_action( 'TieLabs/Logo/after', 'tie_mobile_header_components_area_2' );
	function tie_mobile_header_components_area_2(){
		tie_mobile_header_components( 'area_2' );
	}
}/**
 * Filters
 *
 */

defined( 'ABSPATH' ) || exit; // Exit if accessed directly


class TIELABS_FILTERS {

	/**
	 * Runs on class initialization. Adds filters and actions.
	 */
	function __construct() {

		// Add Support for Shortcodes in the terms descriptions
		add_filter( 'term_description', 'do_shortcode' );

		add_action( 'init',                  array( $this, 'init_hook' ) );
		add_action( 'init',                  array( $this, 'redirect_random_post' ) );

		add_action( 'wp_head',               array( $this, 'meta_description' ) );
		add_action( 'wp_head',               array( $this, 'meta_generator' ) );
		add_action( 'wp_head',               array( $this, 'x_ua_compatible' ) );

		add_action( 'wp_footer',             array( $this, 'footer_inline_scripts' ), 999 );
		add_action( 'wp_footer',             array( $this, 'footer_misc'  ) );
		add_action( 'wp_footer',             array( $this, 'popup_module' ) );

		add_action( 'comment_class',         array( $this, 'is_avatar_enabled' ) );
		add_filter( 'pre_get_posts',         array( $this, 'search_filters' ) );
		add_filter( 'pre_get_posts',         array( $this, 'category_posts_order' ) );
		add_filter( 'TieLabs/cache_key',     array( $this, 'cache_key' ) );
		add_filter( 'widget_tag_cloud_args', array( $this, 'tag_widget_limit' ) );
		add_filter( 'widget_title',          array( $this, 'tagcloud_widget_title' ), 10, 3 );
		add_filter( 'login_headerurl',       array( $this, 'dashboard_login_logo_url' ) );
		add_filter( 'login_head',            array( $this, 'dashboard_login_logo' ) );
		add_filter( 'get_the_archive_title', array( $this, 'archive_title' ), 15 );
		add_filter( 'wp_link_pages_args',    array( $this, 'pages_next_and_number' ) );
		add_filter( 'excerpt_more',          array( $this, 'excerpt_more' ) );
		add_filter( 'get_the_excerpt',       array( $this, 'post_excerpt' ), 9 );

		add_filter( 'has_post_thumbnail',    array( $this, 'has_post_thumbnail' ) );
		add_filter( 'post_thumbnail_html',   array( $this, 'default_featured_image' ), 10, 5 );

		add_filter( 'TieLabs/exclude_content',            'TIELABS_HELPER::strip_shortcodes' );
		add_filter( 'wp_get_attachment_image_src',        array( $this, 'gif_image' ), 10, 4 );
		add_filter( 'wp_get_attachment_image_attributes', array( $this, 'small_thumb_image_class' ), 10, 3 );

		add_filter( 'TieLabs/Primary_Category/custom', array( $this, 'yoast_seo_primary_category' ) );

		// Translations
		if( tie_get_option( 'translations' ) ){
			add_filter( 'gettext', array( $this, 'theme_translation' ), 10, 3 );
		}

		if( tie_get_option( 'translation_numbers' ) ){
			add_filter( 'get_the_date',                   array( $this, 'translate_numbers' ), 55 );
			add_filter( 'get_comment_date',               array( $this, 'translate_numbers' ), 55 );
			add_filter( 'get_comment_time',               array( $this, 'translate_numbers' ), 55 );
			add_filter( 'comments_number',                array( $this, 'translate_numbers' ), 55 );
			add_filter( 'wp_list_categories',             array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/number_format',          array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/post_date',              array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/reading_time',           array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/post_views_number',      array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/Social_Counters/number', array( $this, 'translate_numbers' ), 55 );
			add_filter( 'TieLabs/Weather/number',         array( $this, 'translate_numbers' ), 55 );
		}
	}


	/**
	 * init_hook
	 */
	function init_hook(){

		/*if( current_user_can( 'manage_options' ) ){
			add_filter( 'the_content', array( $this, 'shortcodes_notice' ) );
		}
		*/

		//WordPress doesn't recognize it as RTL language because there is an error in the main translation file of the Sindhi language!
		if( get_locale() == 'snd' && ! is_rtl() ){
			global $wp_locale;
			$wp_locale->text_direction = 'rtl';
		}
	}


	/**
	 * Add notice for the shortcodes plugin
	 */
	function shortcodes_notice( $content ){

		// Don't show the message if this is excerpt OR backend OR AMP
		if(
				is_admin() ||
				( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ) ||
				in_array( 'parse_request',   $GLOBALS['wp_current_filter'] ) ||
				in_array( 'get_the_excerpt', $GLOBALS['wp_current_filter'] ) ){
			return $content;
		}

		$message = '';

		// Timetable and Event Schedule Plugin
		if( ! TIELABS_MPTIMETABLE_IS_ACTIVE ){

			if( strpos( $content, '[mp-timetable' ) !== false ){

				$message .= TIELABS_HELPER::notice_message( sprintf(
					esc_html__( 'This section contains some shortcodes that requries the %2$s%1$s%3$s Plugin.', TIELABS_TEXTDOMAIN ),
					'<strong>Timetable and Event Schedule</strong>',
					'<a href="https://wordpress.org/plugins/mp-timetable/" target="_blank" rel="noopener">',
					'</a>'
				), false );
			}
		}

		// Contact Form 7 Plugin
		if( ! class_exists( 'WPCF7' ) ){

			if( strpos( $content, '[contact-form-7' ) !== false ){

				$message .= TIELABS_HELPER::notice_message( sprintf(
					esc_html__( 'This section contains some shortcodes that requries the %2$s%1$s%3$s Plugin.', TIELABS_TEXTDOMAIN ),
					'<strong>Contact Form 7</strong>',
					'<a href="https://wordpress.org/plugins/contact-form-7/" target="_blank" rel="noopener">',
					'</a>'
				), false) ;
			}
		}

		// Return the content with message
		return apply_filters( 'TieLabs/shortcodes_check', $message, $content ) . $content;
	}


	/**
	 * x_ua_compatible
	 */
	function x_ua_compatible(){
		echo '<meta http-equiv="X-UA-Compatible" content="IE=edge">';
	}


	/**
	 * meta_escription
	 */
	function meta_description(){

		// Return if the description option is disabled or the Yoast SEO or Rank Math SEO plugins are active
		if( ! tie_get_option( 'post_meta_escription' ) || class_exists( 'WPSEO_Frontend' ) || class_exists( 'RankMath' ) ){
			return;
		}

		// Single Page doesn't have a builder
		if( is_singular() && ! TIELABS_HELPER::has_builder() ){

			$post = get_post();

			if( ! empty( $post->post_content ) ){
				$description = apply_filters( 'TieLabs/exclude_content', $post->post_content );
			}
		}
		// Archives
		elseif( get_the_archive_description() ){
			$description = get_the_archive_description();
		}

		// Default
		if( empty( $description ) ){
			$description = get_bloginfo( 'description' );
		}

		if( ! empty( $description ) ){
			$description = strip_tags( strip_shortcodes( $description ) );
			echo ' <meta name="description" content="'. esc_attr( wp_html_excerpt( $description, 150 ) ) .'" />';
		}
	}


	/**
	 * Theme translations
	 */
	function theme_translation( $translation, $text, $domain ){

		if( $domain == TIELABS_TEXTDOMAIN || $domain == 'amp' ){

			$translations = tie_get_option( 'translations' );

			if( ! empty( $translations ) ){  // To minimize the calls of sanitize_title
				$sanitize_text = sanitize_title( htmlspecialchars( $text ) );

				if( ! empty( $translations[ $sanitize_text ] ) ){
					return htmlspecialchars_decode( $translations[ $sanitize_text ] );
				}
			}
		}

		return $translation;
	}


	/**
	 * Add the inline scripts to the Footer
	 */
	function footer_inline_scripts(){

		// Check if we are in an AMP page
		if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){
			return;
		}

		// Print the inline scripts if the BWP is active
		if( ! empty( $GLOBALS['tie_inline_scripts'] ) && TIELABS_HELPER::is_js_minified() ){
			echo '<script type="text/javascript">'. $GLOBALS['tie_inline_scripts'] .'</script>';
		}
	}


	/**
	 * Add Misc Footer Conetnt
	 */
	function footer_misc(){

		// Check if we are in an AMP page
		if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){
			return;
		}

		// Custom Footer Code
		if ( tie_get_option( 'footer_code' ) ){
			echo do_shortcode( apply_filters( 'TieLabs/footer_code', tie_get_option( 'footer_code' ) ) );
		}

		// Reading Position Indicator
		if ( tie_get_option( 'reading_indicator' ) && is_single() && ! tie_get_option( 'autoload_posts' ) ){
			echo '<div id="reading-position-indicator"></div>';
		}

		// Live Search
		if(
			tie_menu_has_search( 'top_nav', true )  ||
			tie_menu_has_search( 'main_nav', true ) ||
		  ( tie_get_option( 'mobile_header_components_search') && tie_get_option( 'mobile_header_live_search') )
		){
			echo '<div id="autocomplete-suggestions" class="autocomplete-suggestions"></div>';
		}

		// Scrollbar - Used to get the default scrollbar width.
		echo '<div id="is-scroller-outer"><div id="is-scroller"></div></div>';

		// Facebook buttons
		echo '<div id="fb-root"></div>';
	}


	/**
	 * Add the Popup module to the footer
	 */
	function popup_module(){

		// Check if we are in an AMP page
		if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){
			return;
		}

		TIELABS_HELPER::get_template_part( 'templates/popup' );
	}


	/**
	 * Add an extra class to the comment item if the avatar is active
	 */
	function is_avatar_enabled( $classes ){

		if( is_array( $classes ) && get_option( 'show_avatars' ) ){
			$classes[] = 'has-avatar';
		}

		return $classes;
	}


	/**
	 * Exclude post types and categories From Search results
	 */
	function search_filters( $query ){

		if( is_admin() || isset( $_GET['post_type'] ) ){
			return $query;
		}

		if( is_search() && $query->is_main_query() ){

			// Exclude Post types from search
			if ( ($exclude_post_types = tie_get_option( 'search_exclude_post_types' )) && is_array( $exclude_post_types ) ){

				$args = array(
					'public' => true,
					'exclude_from_search' => false,
				);

				$post_types = get_post_types( $args );

				foreach ( $exclude_post_types as $post_type ){
					unset( $post_types[ $post_type ] );
				}

				$query->set( 'post_type', $post_types );
			}

			// Exclude specific categoies from search
			if ( tie_get_option( 'search_cats' ) ){
				$query->set( 'cat', tie_get_option( 'search_cats' ) );
			}
		}

		return $query;
	}


	/**
	 * Change the posts order in the category page
	 */
	function category_posts_order( $query ){

		if( ! is_admin() && is_category() && $query->is_main_query() ){

			$current_category = get_queried_object();

			if( ! empty( $current_category->term_id ) ){

				$posts_order = tie_get_category_option( 'posts_order', $current_category->term_id );

				// Posts Order
				if( ! empty( $posts_order ) ){

					if( $posts_order == 'views' && tie_get_option( 'tie_post_views' ) ){ // Most Viewd posts
						$query->set( 'orderby', 'meta_value_num' );
						$query->set( 'meta_key', apply_filters( 'TieLabs/views_meta_field', 'tie_views' ) );
					}
					elseif( $posts_order == 'popular' ){ // Popular Posts by comments
						$query->set( 'orderby', 'comment_count' );
					}
					elseif( $posts_order == 'title' ){
						$query->set( 'orderby', 'title' );
						$query->set( 'order', 'ASC' );
					}
					else{
						$query->set( 'orderby', $posts_order );
					}
				}
			}
		}

		return $query;
	}


	/**
	 * Random Article
	 */
	function redirect_random_post(){

		if( wp_doing_ajax() ){
			return;
		}

		if( isset( $_GET['random-post'] ) && ( tie_get_option( 'top-nav-components_random' ) || tie_get_option( 'main-nav-components_random' ) ) ) {

			$args = array(
				'posts_per_page'      => 1,
				'orderby'             => 'rand',
				'fields'              => 'ids',
				'no_found_rows'       => true,
				'ignore_sticky_posts' => true,
			);

			$random_post = new WP_Query ( $args );

			while ( $random_post->have_posts () ){
				$random_post->the_post();
				wp_redirect( get_permalink() );
				exit;
			}
		}
	}


	/**
	 * Widgets Small Image Class
	 *
	 * By default WordPress uses 2 classes attachment-{size} size-{size}
	 * we need to add a general class doesn't linked with the thumb name
	 */
	function small_thumb_image_class( $attr, $attachment, $size = false ) {

		if( ! empty( $size ) && $size == TIELABS_THEME_SLUG.'-image-small' ){
			$attr['class'] .= ' tie-small-image';
		}

		return $attr;
	}


	/**
	 * Gif images
	 */
	function gif_image( $image, $attachment_id, $size, $icon ){

		if( ! tie_get_option( 'disable_featured_gif' ) ){

			$file_type = ! empty( $image[0] ) ? wp_check_filetype( $image[0] ) : false;

			if( ! empty( $file_type ) && $file_type['ext'] == 'gif' && $size != 'full' ){

				$full_image = wp_get_attachment_image_src( $attachment_id, $size = 'full', $icon );

				// For the avatars we need to keep the original width and height
				if( ! empty( $full_image ) && in_array( 'get_avatar', $GLOBALS['wp_current_filter'] ) ){
					$full_image[1] = $image[1];
					$full_image[2] = $image[2];
				}

				return $full_image;
			}
		}

		return $image;
	}


	/**
	 * Modify Excerpts
	 */
	function post_excerpt( $text = '' ){

		$raw_excerpt = $text;

		if ( '' == $text ){

			//$text = get_the_content( '' ); // Causes issues with the new Posts List Blocks

			$_post = get_post();
			$text = ! empty( $_post->post_content ) ? $_post->post_content : '';
			$text = apply_filters( 'TieLabs/exclude_content', $text );

			/**
			 * If images with class wp-image-{ID} exists in the conetnt, WordPress make a DB request to get andd add the srcset
			 * Since we are in excerpt we don't need that, Great affect on archives pages
			 */
			$text = str_replace( 'wp-image-', 'tie-image', $text );

			$text = strip_shortcodes( $text );
			$text = apply_filters( 'the_content', $text );
			$text = str_replace( ']]>', ']]>', $text );

			$excerpt_length = apply_filters( 'excerpt_length', 55 );
			$excerpt_more   = apply_filters( 'excerpt_more', ' ' . '[&hellip;]' );
			$text           = wp_trim_words( $text, $excerpt_length, $excerpt_more );
		}

		return apply_filters( 'wp_trim_excerpt', $text, $raw_excerpt );
	}


	/**
	 * Global Cache Key
	 */
	function cache_key( $key ){
		return 'tie-cache-'. TIELABS_HELPER::get_locale() . $key;
	}


	/**
	 * Change the number of tags in the cloud tags
	 */
	function tag_widget_limit( $args ){

		if( isset($args['taxonomy']) && $args['taxonomy'] == 'post_tag' ){
			$args['number'] = 18;
		}

		return $args;
	}


	/**
	 * Remove the default Tag CLoud titles if the title field is empty
	 */
	function tagcloud_widget_title( $title = false, $instance = false, $id_base = false ){

		if( $id_base == 'tag_cloud' && empty( $instance['title'] ) ){
			return false;
		}

		return $title;
	}


	/**
	 * Custom Dashboard login URL
	 */
	function dashboard_login_logo_url(){

		if( tie_get_option( 'dashboard_logo_url' ) ){
			return tie_get_option( 'dashboard_logo_url' );
		}
	}


	/**
	 * Custom Dashboard login page logo
	 */
	function dashboard_login_logo(){

		if( tie_get_option( 'dashboard_logo' ) ){
			echo '<style type="text/css"> .login h1 a {  background-image:url('.tie_get_option( 'dashboard_logo' ).')  !important; background-size: contain; width: 320px; height: 85px; } </style>';
		}
	}



	/**
	 * Remove anything that looks like an archive title prefix ("Archive:", "Foo:", "Bar:").
	 */
	function archive_title( $title ){

		if ( is_category() ) {
			return single_cat_title( '', false );
		}
		elseif ( is_tag() ) {
			return single_tag_title( '', false );
		}
		elseif ( is_author() ) {
			return '<span class="vcard">' . get_the_author() . '</span>';
		}
		elseif ( is_post_type_archive() ) {
			return post_type_archive_title( '', false );
		}
		elseif ( is_tax() ) {
			return single_term_title( '', false );
		}

		return $title;
	}


	/**
	 * Add Number and Next / prev multiple post pages
	 */
	function pages_next_and_number( $args ){

		if( $args['next_or_number'] == 'next_and_number' ){

			global $page, $numpages, $multipage, $more;
			$args['next_or_number'] = 'number';
			$prev = '';
			$next = '';

			if ( $multipage && $more ){
				$i = $page - 1;
				if ( $i && $more ){
					$prev .= _wp_link_page($i);
					$prev .= $args['link_before']. $args['previouspagelink'] . $args['link_after'] . '</a>';
				}

				$i = $page + 1;
				if ( $i <= $numpages && $more ){
					$next .= _wp_link_page($i);
					$next .= $args['link_before']. $args['nextpagelink'] . $args['link_after'] . '</a>';
				}
			}

			$args['before'] = $args['before'].$prev;
			$args['after'] = $next.$args['after'];
		}

		return $args;
	}


	/**
	 * Excerpt More
	 */
	function excerpt_more( $more ){
		return ' &hellip;';
	}


	/**
	 * Theme Generator Meta
	 */
	function meta_generator(){

		$active_theme = wp_get_theme();

		if ( is_child_theme() ) {
			$active_theme = wp_get_theme( $active_theme->Template );
		}

		if( ! empty( $active_theme->Name ) ){
			$theme_info = apply_filters( 'TieLabs/theme_meta_generator', $active_theme->Name .' '.  TIELABS_DB_VERSION );
			if( ! empty( $theme_info ) ){
				echo "\n" . "<meta name='generator' content='' />" . "\n";
			}
		}
	}


	/**
	 * If the post doesn't have a Primary Category, use the Primary Category of Yoast if it is available
	 */
	function yoast_seo_primary_category( $category = false ){

		if( class_exists( 'WPSEO_Meta' ) ){

			$wpseo_primary_term = get_post_meta( get_the_id(), WPSEO_Meta::$meta_prefix . 'primary_category', true );

			if( ! empty( $wpseo_primary_term ) ){
				$get_the_category = TIELABS_WP_HELPER::get_term_by( 'id', $wpseo_primary_term, 'category' );

				if ( ! empty( $get_the_category ) && ! is_wp_error( $get_the_category ) ) {
					return $get_the_category;
				}
			}
		}

		return false;
	}


	/**
	 * Always return true, If there is a default featured image
	 */
	function has_post_thumbnail( $has_thumbnail ) {

		if( tie_get_option( 'default_featured_image' ) && tie_get_option( 'default_featured_image_id' ) ){
			$has_thumbnail = true;
		}

		return $has_thumbnail;
	}


	/**
	 * Set a default featured image if it is missing
	 */
	function default_featured_image( $html, $post_id, $post_thumbnail_id, $size, $attr ) {

		// Return if the post has a featured image
		if( ! empty( $html ) ){
			return $html;
		}

		// Check if the default eatured image option is active
		if( ! tie_get_option( 'default_featured_image' ) || ! tie_get_option( 'default_featured_image_id' ) ){
			return $html;
		}

		$default_thumbnail_id = tie_get_option( 'default_featured_image_id' ); // select the default thumb.

		return wp_get_attachment_image( $default_thumbnail_id, $size, false, $attr );
	}


	/**
	 * Translate numbers
	 */
	function translate_numbers( $the_number ) {

		if( ! ( is_admin() && ! wp_doing_ajax() ) ) {

			$translated_numbers = tie_get_option( 'translation_numbers' );

			if( ! empty( $translated_numbers ) && is_array( $translated_numbers ) && count( $translated_numbers ) == 10 ){

				$original_numbers = array( '0', '1', '2', '3', '4', '5', '6', '7', '8', '9' );
				return str_replace( $original_numbers, $translated_numbers, $the_number );
			}
		}

		return $the_number;
	}

}

// Single instance.
$TIELABS_FILTERS = new TIELABS_FILTERS();/**
 * Taqyeem Class
 *
 */

defined( 'ABSPATH' ) || exit; // Exit if accessed directly



if( ! class_exists( 'TIELABS_TAQYEEM' ) ) {

	class TIELABS_TAQYEEM{

		/**
		 * __construct
		 *
		 * Class constructor where we will call our filter and action hooks.
		 */
		function __construct(){

			// Disable if the Taqyeem plugin is not active
			if( ! TIELABS_TAQYEEM_IS_ACTIVE ){
				return;
			}

			// Disable the Custom Styles and Typofraphy options
			add_filter( 'taqyeem_custom_styles', '__return_false' );

			// Disable Updater and Verification
			add_filter( 'Taqyeem/Updater/disable',      '__return_true' );
			add_filter( 'Taqyeem/Verification/disable', '__return_true' );

			// Disable the plugin Rich Snippets
			add_filter( 'tie_taqyeem_rich_snippets', '__return_false' );

			// Remove Shortcodes code and Keep the content
			add_filter( 'taqyeem_exclude_content', 'TIELABS_HELPER::strip_shortcodes' );

			// Dequeue Scripts and Styles
			add_filter( 'wp_enqueue_scripts', array( $this, 'enqueue_scripts' ), 50 );

			// Dequeue Scripts and Styles
			add_filter( 'admin_enqueue_scripts', array( $this, 'admin_enqueue_scripts' ), 50 );

			// Change the reviews head box class
			add_filter( 'taqyeem_reviews_head_classes', array( $this, 'review_head_class' ) );

			// Alter the Queries
			add_filter( 'TieLabs/Query/args', array( $this, 'best_reviews_query' ), 10, 2 );

			// Alter the Related Posts Query
			add_filter( 'TieLabs/related_posts_query', array( $this, 'related_posts_query' ) );

			// Alter the Check Also box Query
			add_filter( 'TieLabs/checkalso_query', array( $this, 'checkalso_query' ) );

			// Default Widgets Posts Thumb Size
			add_filter( 'tie_taqyeem_widget_thumb_size', array( $this, 'reviews_thumb_size' ) );

			// Allow the Rview Rich Snippet on Pages
			add_filter( 'TieLabs/is_page_rich_snippet', array( $this, 'rich_snippet_for_page' ) );

			// Change the Review Rich Snippet
			add_filter( 'TieLabs/rich_snippet_schema', array( $this, 'review_rich_snippet' ) );

			// Add Best Reviews to the post order option menu.
			add_filter( 'TieLabs/Options/Related/post_order_args',   array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Options/Checkalso/post_order_args', array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Builder/Block/post_order_args',     array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Settings/Category/posts_order',     array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Widget/Slider/post_order_args',     array( $this, 'posts_order_args' ) );
			add_filter( 'TieLabs/Widget/Posts/post_order_args',      array( $this, 'posts_order_args_2' ) );

			// Prevent Taqyeem from displaying the review box in the content block in the builder
			add_action( 'TieLabs/Builder/before', array( $this, 'remove_review_block' ) );

			// Replace the old icon classes with the new classes of Font Awesome 5.0
			add_filter( 'taqyeem_buttons_icon',  array( $this, 'replace_icon_fa5' ) );
		}


		/**
		 * Allow the Rview Rich Snippet on Pages
		 */
		function rich_snippet_for_page(){

			if( tie_get_postdata( 'taq_review_position' ) ){
				return true;
			}
		}


		/**
		 * Change the Review Rich Snippet
		 */
		function review_rich_snippet( $schema ){

			// Check if the Taqyeem Structured Data is active, current post has review and the Taqyeem version is >= 2.3.0
			if( ! taqyeem_get_option( 'structured_data' ) || ! tie_get_postdata( 'taq_review_position' ) || ! function_exists( 'taqyeem_review_get_rich_snippet' ) ){
				return $schema;
			}

			// Unset some data
			unset( $schema['articleBody'] );
			unset( $schema['articleSection'] );

			// Get the Review structure data
			$review_rich_snippet = taqyeem_review_get_rich_snippet();

			if( $review_rich_snippet['@type'] == 'product' ){
				$schema = $review_rich_snippet;
			}
			else{
				// Add the data to the post structure data
				$schema['@type']        = 'review';
				$schema['itemReviewed'] = $review_rich_snippet['itemReviewed'];
				$schema['reviewBody']   = $review_rich_snippet['reviewBody'];
				$schema['reviewRating'] = $review_rich_snippet['reviewRating'];
			}

			// return the modefied data
			return $schema;
		}


		/**
		 * Change the reviews head box class
		 */
		function review_head_class( $class ){
			return tie_get_box_class( $class );
		}


		/**
		 * Alter the query for the best reviews
		 */
		function best_reviews_query( $args, $block ){

			if( ! empty( $block['order'] ) && $block['order'] == 'best' ){
				$args['orderby']  = 'meta_value_num';
				$args['meta_key'] = 'taq_review_score';
			}

			return $args;
		}


		/**
		 * Alter the Related Posts Query
		 */
		function related_posts_query( $args ){

			if( tie_get_option( 'related_order' ) == 'best' ){
				$args['orderby']  = 'meta_value_num';
				$args['meta_key'] = 'taq_review_score';
			}

			return $args;
		}


		/**
		 * Alter the Check Also Query
		 */
		function checkalso_query( $args ){

			if( tie_get_option( 'check_also_order' ) == 'best' ){
				$args['orderby']  = 'meta_value_num';
				$args['meta_key'] = 'taq_review_score';
			}

			return $args;
		}


		/**
		 * Add Best Reviews to the post order option menu.
		 */
		function posts_order_args( $args ){

			$args['best'] = esc_html__( 'Best Reviews', TIELABS_TEXTDOMAIN );

			return $args;
		}


		/**
		 * Add Best Reviews to the post order option menu.
		 */
		function posts_order_args_2( $args ){

			$args['standard']['best'] = esc_html__( 'Best Reviews', TIELABS_TEXTDOMAIN );

			return $args;
		}


		/**
		 * Default Widgets Posts Thumb Size
		 */
		function reviews_thumb_size(){
			return TIELABS_THEME_SLUG.'-image-small';
		}


		/**
		 * Prevent Taqyeem from displaying the review box in the content block in the builder
		 */
		function remove_review_block(){
			remove_filter( 'the_content', 'taqyeem_insert_review' );
		}


		/**
		 * Dequeue Scripts and Styles
		 */
		function enqueue_scripts(){

			wp_dequeue_script( 'taqyeem-main' );
			wp_dequeue_style( 'taqyeem-style' );

			wp_enqueue_style( 'taqyeem-styles', TIELABS_TEMPLATE_URL.'/assets/css/plugins/taqyeem'. TIELABS_STYLES::is_minified() .'.css', array(), TIELABS_DB_VERSION, 'all' );

			if( ! is_admin() ){
				wp_dequeue_style( 'taqyeem-fontawesome' );
			}
		}


		/**
		 * Dequeue Scripts and Styles from admin
		 */
		function admin_enqueue_scripts(){

			// Don't Load the main Font Awesome file of the theme in the add/edit posts screens, avoid issue with Taqyeem Button which uses v4.0
			if( function_exists( 'tie_taqyeem_button_output' ) && get_post_type() ){

				wp_dequeue_style( 'tie-fontawesome' );
			}
		}


		/**
		 * Replace the old icon classes with the new classes of Font Awesome 5.0
		 */
		function replace_icon_fa5( $icon ){
			return tie_fa4_to_fa5_value_migration( $icon );
		}


	}


	// Instantiate the class
	new TIELABS_TAQYEEM();
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		<h1 class="post-title entry-title">Best Payment Processors for High-Risk Merchants</h1>

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<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Excessive-risk retailers function in industries which can be age-restricted, reminiscent of cigarettes and tobacco, or have excessive charges of fraud or chargebacks, reminiscent of dropshipping, nonprofits or net design. These companies typically battle to seek out service provider account suppliers and cost processors which can be keen to work with them. Nonetheless, there are a number of good choices for these companies that may provide aggressive pricing, widespread integrations and a wide range of cost strategies. Right here’s a listing of our suggestions.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">PaymentCloud: Finest total</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> Quote-based; month-to-month charges begin at $10.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Level-of-sale, or POS:</span></span><span class="_2GMChG _3-to_p"> Third-party solely.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> Buyer relationship administration platforms together with Oracle and Intacct, buying carts together with Shopify, WordPress, WooCommerce, OpenCart and Magento, and digital software program methods like Slack and Zendesk.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Potential to just accept all transaction sorts.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW"/></ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> </span><span class="_2GMChG _3-to_p">PaymentCloud</span><span class="_2GMChG _3-to_p"> stands out from the competitors with no lengthy contract necessities and quick deposit timing. Working with high-risk retailers and offering a big set of integrations make it a terrific choice for small companies.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">Straightforward Pay Direct: Finest for buying cart integrations</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing: </span></span><span class="_2GMChG _3-to_p">Quote-based.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> Third-party solely.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> Greater than 250 buying cart integrations, together with </span><span class="_2GMChG _3-to_p">Ecwid</span><span class="_2GMChG _3-to_p">, </span><span class="_2GMChG _3-to_p">Magento</span><span class="_2GMChG _3-to_p">, OpenCart, </span><span class="_2GMChG _3-to_p">Shopify</span><span class="_2GMChG _3-to_p">, </span><span class="_2GMChG _3-to_p">Weebly</span><span class="_2GMChG _3-to_p">, </span><span class="_2GMChG _3-to_p">Wix</span><span class="_2GMChG _3-to_p"> and WordPress.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Potential to just accept all transaction sorts.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Fashionable integrations for buying carts.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> Straightforward Pay Direct boasts integrations for a whole bunch of buying cart methods, making it an choice for companies that already use a buying cart or have a selected one in thoughts. There’s a great likelihood you may get set as much as settle for funds with out having to change buying cart methods.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">EMerchantBroker: Finest for quick approval</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> Quote-based; month-to-month payment varies relying on the financial institution.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> Works with third-party choices.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> Most buying carts, together with BigCommerce, Shopify, Wix and </span><span class="_2GMChG _3-to_p">WooCommerce</span><span class="_2GMChG _3-to_p">.</span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Potential to just accept all transaction sorts.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">POS out there by a 3rd get together.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> In contrast to different cost processors that supply immediate approvals, it usually takes high-risk processors just a few days to finish the underwriting crucial earlier than you can begin accepting funds. In distinction, eMerchantBroker provides approvals for high-risk companies in 24 to 48 hours, making it one of many speediest choices out there.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">HighRiskPay.com: Finest for adult-themed companies</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> 2.95% plus 25 cents however may differ with credit score or kind of transaction; month-to-month payment begins at $9.95.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> None.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> Purchasing carts together with Shopify.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Potential to just accept all transaction sorts.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">POS not listed as a service.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW"/></ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> HighRiskPay.com clearly outlines its charges for every type of companies, together with these with low credit score. It additionally reveals the speed for high-risk companies in addition to these providing adult-themed merchandise. Whereas that business has a bit of a better fee, it’s solely 25 cents extra per transaction and will get the identical share charged as different high-risk companies.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">Inovio: Finest for on-line funds</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> Quote-based.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> On-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> Inovio digital POS.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> Contains Infusionsoft for advertising and marketing and gross sales, Nats for promoting and CartConnect.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Proprietary POS out there.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">No in-person cost processing choices.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW"/></ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> Inovio stands out with its glorious on-line cost processing choices. It provides safe checkout pages, customizable </span><span class="_2GMChG _3-to_p">cost gateway</span><span class="_2GMChG _3-to_p"> APIs and the flexibility to handle a number of places. And since the corporate will deal with your gateway and processing together with the POS, you solely must contact one firm for help.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">Nationwide Processing: Finest for money low cost and ACH funds</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> Begins at interchange plus 5 cents and varies by plan; month-to-month payment begins at $9.95 and varies by plan.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> Third-party solely.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations: </span></span><span class="_2GMChG _3-to_p">QuickBooks</span><span class="_2GMChG _3-to_p">, WooCommerce, WordPress, BigCommerce, Ecwid, Zendesk, Shopify and OpenCart.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">POS out there by a 3rd get together.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> Nationwide Processing costs its plans primarily based in your kind of enterprise and in addition has plans for providing money reductions and ACH transfers. With money reductions, you may cross processing charges alongside to your clients on card funds and cost much less for money transactions.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">Payline Knowledge: Finest for membership-style pricing</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> Begins at interchange fee plus 0.2% plus 10 cents.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Month-to-month payment: </span></span><span class="_2GMChG _3-to_p">$10 and up.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> Third-party methods out there.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> QuickBooks and a few buying cart functions.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Potential to just accept all transaction sorts.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">POS out there by a 3rd get together.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Some adverse evaluations cite sudden charges.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it:</span></span><span class="_2GMChG _3-to_p"> </span><span class="_2GMChG _3-to_p">Payline Knowledge</span><span class="_2GMChG _3-to_p"> provides aggressive pricing of interchange plus a low per-transaction fee. Relying on the varieties of bank cards you settle for, reminiscent of Visa or American Specific, its charges may prevent cash in contrast with opponents’ charges.</span></p>
</div>
<div class="FTDQoV">
<p><h2 class="_2HGwPY _7LUqYM _2GMChG _1VhA5C" data-currency="Text"><span class="_2HGwPY _7LUqYM _2GMChG _3-to_p">Soar Funds: Finest for hard-to-place companies</span></h2>
</p>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Pricing:</span></span><span class="_2GMChG _3-to_p"> Quote-based.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Sort of transactions:</span></span><span class="_2GMChG _3-to_p"> In-person, on-line and recurring funds.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">POS:</span></span><span class="_2GMChG _3-to_p"> Third-party solely.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Integrations:</span></span><span class="_2GMChG _3-to_p"> Accounting methods together with QuickBooks and </span><span class="_2GMChG _3-to_p">Zoho</span><span class="_2GMChG _3-to_p">, buying carts together with Shopify, BigCommerce, WooCommerce and Magento and advertising and marketing methods together with Click on Funnels and Infusionsoft.<br />
</span><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Professionals:</span></span></p>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">POS out there by a 3rd get together.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<ul data-currency="List" class="_33E9q6">
<li class="_2vhrLT vMzlLC _30uTzW"/>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Recurring billing providers not out there for all integrations.</span></p>
</div>
</li>
<li class="_2vhrLT vMzlLC _30uTzW">
<div class="OE0NEO fyWLSM">
<p class="_2GMChG _3-to_p"><span class="_2GMChG _3-to_p">Restrictions on recurring billing approval.</span></p>
</div>
</li>
</ul>
</div>
<div class="FTDQoV">
<p class="_2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p"><span class="_3Rmqs8 _2GMChG _3-to_p">Why we prefer it: </span></span><span class="_2GMChG _3-to_p">In contrast with opponents, Soar Funds&#8217; web site consists of essentially the most in depth record of industries served, with over 50 industries listed. For companies which can be nontraditional or are having bother discovering a processor that serves their industries, it is a sturdy choice.</span></p>
</div>
</div>
<p><a href="https://www.nerdwallet.com/article/small-business/best-payment-processors-for-high-risk-merchants">Source link </a></p>

			<div class="post-bottom-meta post-bottom-tags post-tags-modern"><div class="post-bottom-meta-title"><span class="tie-icon-tags" aria-hidden="true"></span> Tags</div><span class="tagcloud"><a href="https://baghdadtime.com/tag/highrisk/" rel="tag">HighRisk</a> <a href="https://baghdadtime.com/tag/merchants/" rel="tag">Merchants</a> <a href="https://baghdadtime.com/tag/payment/" rel="tag">Payment</a> <a href="https://baghdadtime.com/tag/processors/" rel="tag">Processors</a></span></div>
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		<script id="tie-schema-json" type="application/ld+json">{"@context":"http:\/\/schema.org","@type":"Article","dateCreated":"2022-05-12T00:23:36+00:00","datePublished":"2022-05-12T00:23:36+00:00","dateModified":"2022-05-12T00:23:37+00:00","headline":"Best Payment Processors for High-Risk Merchants","name":"Best Payment Processors for High-Risk Merchants","keywords":"HighRisk,Merchants,Payment,Processors","url":"https:\/\/baghdadtime.com\/best-payment-processors-for-high-risk-merchants\/","description":"Excessive-risk retailers function in industries which can be age-restricted, reminiscent of cigarettes and tobacco, or have excessive charges of fraud or chargebacks, reminiscent of dropshipping, nonp","copyrightYear":"2022","articleSection":"Finance","articleBody":"Excessive-risk retailers function in industries which can be age-restricted, reminiscent of cigarettes and tobacco, or have excessive charges of fraud or chargebacks, reminiscent of dropshipping, nonprofits or net design. These companies typically battle to seek out service provider account suppliers and cost processors which can be keen to work with them. Nonetheless, there are a number of good choices for these companies that may provide aggressive pricing, widespread integrations and a wide range of cost strategies. Right here\u2019s a listing of our suggestions.PaymentCloud: Finest totalPricing: Quote-based; month-to-month charges begin at $10.\nSort of transactions: In-person, on-line and recurring funds.\nLevel-of-sale, or POS: Third-party solely.\nIntegrations: Buyer relationship administration platforms together with Oracle and Intacct, buying carts together with Shopify, WordPress, WooCommerce, OpenCart and Magento, and digital software program methods like Slack and Zendesk.\nProfessionals:Potential to just accept all transaction sorts.Why we prefer it: PaymentCloud stands out from the competitors with no lengthy contract necessities and quick deposit timing. Working with high-risk retailers and offering a big set of integrations make it a terrific choice for small companies.Straightforward Pay Direct: Finest for buying cart integrationsPricing: Quote-based.\nSort of transactions: In-person, on-line and recurring funds.\nPOS: Third-party solely.\nIntegrations: Greater than 250 buying cart integrations, together with Ecwid, Magento, OpenCart, Shopify, Weebly, Wix and WordPress.\nProfessionals:Potential to just accept all transaction sorts.Fashionable integrations for buying carts.Why we prefer it: Straightforward Pay Direct boasts integrations for a whole bunch of buying cart methods, making it an choice for companies that already use a buying cart or have a selected one in thoughts. There\u2019s a great likelihood you may get set as much as settle for funds with out having to change buying cart methods.EMerchantBroker: Finest for quick approvalPricing: Quote-based; month-to-month payment varies relying on the financial institution.\nSort of transactions: In-person, on-line and recurring funds.\nPOS: Works with third-party choices.\nIntegrations: Most buying carts, together with BigCommerce, Shopify, Wix and WooCommerce.Potential to just accept all transaction sorts.POS out there by a 3rd get together.Why we prefer it: In contrast to different cost processors that supply immediate approvals, it usually takes high-risk processors just a few days to finish the underwriting crucial earlier than you can begin accepting funds. In distinction, eMerchantBroker provides approvals for high-risk companies in 24 to 48 hours, making it one of many speediest choices out there.HighRiskPay.com: Finest for adult-themed companiesPricing: 2.95% plus 25 cents however may differ with credit score or kind of transaction; month-to-month payment begins at $9.95.\nSort of transactions: In-person, on-line and recurring funds.\nPOS: None.\nIntegrations: Purchasing carts together with Shopify.\nProfessionals:Potential to just accept all transaction sorts.POS not listed as a service.Why we prefer it: HighRiskPay.com clearly outlines its charges for every type of companies, together with these with low credit score. It additionally reveals the speed for high-risk companies in addition to these providing adult-themed merchandise. Whereas that business has a bit of a better fee, it\u2019s solely 25 cents extra per transaction and will get the identical share charged as different high-risk companies.Inovio: Finest for on-line fundsPricing: Quote-based.\nSort of transactions: On-line and recurring funds.\nPOS: Inovio digital POS.\nIntegrations: Contains Infusionsoft for advertising and marketing and gross sales, Nats for promoting and CartConnect.\nProfessionals:Proprietary POS out there.No in-person cost processing choices.Why we prefer it: Inovio stands out with its glorious on-line cost processing choices. It provides safe checkout pages, customizable cost gateway APIs and the flexibility to handle a number of places. And since the corporate will deal with your gateway and processing together with the POS, you solely must contact one firm for help.Nationwide Processing: Finest for money low cost and ACH fundsPricing: Begins at interchange plus 5 cents and varies by plan; month-to-month payment begins at $9.95 and varies by plan.\nSort of transactions: In-person, on-line and recurring funds.\nPOS: Third-party solely.\nIntegrations: QuickBooks, WooCommerce, WordPress, BigCommerce, Ecwid, Zendesk, Shopify and OpenCart.\nProfessionals:POS out there by a 3rd get together.Why we prefer it: Nationwide Processing costs its plans primarily based in your kind of enterprise and in addition has plans for providing money reductions and ACH transfers. With money reductions, you may cross processing charges alongside to your clients on card funds and cost much less for money transactions.Payline Knowledge: Finest for membership-style pricingPricing: Begins at interchange fee plus 0.2% plus 10 cents.\nMonth-to-month payment: $10 and up.\nSort of transactions: In-person, on-line and recurring funds.\nPOS: Third-party methods out there.\nIntegrations: QuickBooks and a few buying cart functions.\nProfessionals:Potential to just accept all transaction sorts.POS out there by a 3rd get together.Some adverse evaluations cite sudden charges.Why we prefer it: Payline Knowledge provides aggressive pricing of interchange plus a low per-transaction fee. Relying on the varieties of bank cards you settle for, reminiscent of Visa or American Specific, its charges may prevent cash in contrast with opponents\u2019 charges.Soar Funds: Finest for hard-to-place companiesPricing: Quote-based.\nSort of transactions: In-person, on-line and recurring funds.\nPOS: Third-party solely.\nIntegrations: Accounting methods together with QuickBooks and Zoho, buying carts together with Shopify, BigCommerce, WooCommerce and Magento and advertising and marketing methods together with Click on Funnels and Infusionsoft.\nProfessionals:POS out there by a 3rd get together.Recurring billing providers not out there for all integrations.Restrictions on recurring billing approval.Why we prefer it: In contrast with opponents, Soar Funds' web site consists of essentially the most in depth record of industries served, with over 50 industries listed. 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