/** * General Functions * */ defined( 'ABSPATH' ) || exit; // Exit if accessed directly /** * Get the components of theme mobile header */ if( ! function_exists( 'tie_mobile_header_components' ) ) { function tie_mobile_header_components( $area ){ $mobile_header_components = array( 'menu' => tie_mobile_menu_icon(), 'search' => ' '. esc_html__( 'Search for', TIELABS_TEXTDOMAIN ) .' ', 'skin' => ' '. esc_html__( 'Switch skin', TIELABS_TEXTDOMAIN ) .' ', ); // Login and user account if( is_user_logged_in() ){ ob_start(); tie_login_form(); $login_form = ob_get_clean(); $current_user = wp_get_current_user(); $mobile_header_components['login'] = ' '. get_avatar( $current_user->ID, apply_filters( 'TieLabs/Login/avatar_size', 30 ) ) .' '. esc_html__( 'Your Profile', TIELABS_TEXTDOMAIN ) .'
'. $login_form .'
'; } else { $mobile_header_components['login'] = ' '. esc_html__( 'Log In', TIELABS_TEXTDOMAIN ) .' '; } // WooCommerce Cart if ( TIELABS_WOOCOMMERCE_IS_ACTIVE ){ $mobile_header_components['cart'] = tie_component_button_cart(); } // BuddyPress if ( TIELABS_BUDDYPRESS_IS_ACTIVE ){ $mobile_header_components['bp_notifications'] = tie_component_button_bp_notifications(); } // Check the active components $components = array(); foreach ( $mobile_header_components as $key => $html ) { if( tie_get_option( 'mobile_header_components_'.$key ) == $area ){ $components[ $key ] = ''; } } // $components = apply_filters( 'TieLabs/Mobile/Header/Components', $components, $area ); if( ! empty( $components ) ){ echo '
'; echo ''; echo '
'; } // If Header layout is centered we need to place the div even if it is empty || FLEX elseif ( tie_get_option( 'mobile_header' ) == 'centered' ) { echo '
'; } return false; } } /** * Mobile Menu icon */ if( ! function_exists( 'tie_mobile_menu_icon' ) ) { function tie_mobile_menu_icon(){ if( ! tie_get_option( 'mobile_header_components_menu' ) ){ return false; } $menu_icon = tie_get_option( 'mobile_menu_icon', 1 ); $class = 'tie-mobile-menu-icon '; if( is_numeric( $menu_icon ) ){ $class .= "nav-icon is-layout-$menu_icon"; } else{ $class .= "tie-icon-$menu_icon"; } $class_wrapper = tie_get_option( 'mobile_menu_text' ) ? 'menu-text-wrapper' : ''; $mobile_icon = ''; $mobile_icon .= ''; if( tie_get_option( 'mobile_menu_text' ) ){ $mobile_icon .= ''. esc_html__( 'Menu', TIELABS_TEXTDOMAIN ) .''; } else{ $mobile_icon .= ''. esc_html__( 'Menu', TIELABS_TEXTDOMAIN ) .''; } $mobile_icon .= ''; return $mobile_icon; } } /** * Mobile Header Components Main area */ if( ! function_exists( 'tie_mobile_header_components_area_1' ) ) { add_action( 'TieLabs/Logo/before', 'tie_mobile_header_components_area_1' ); function tie_mobile_header_components_area_1(){ tie_mobile_header_components( 'area_1' ); } } /** * Mobile Header Components */ if( ! function_exists( 'tie_mobile_header_components_area_2' ) ) { add_action( 'TieLabs/Logo/after', 'tie_mobile_header_components_area_2' ); function tie_mobile_header_components_area_2(){ tie_mobile_header_components( 'area_2' ); } }/** * Filters * */ defined( 'ABSPATH' ) || exit; // Exit if accessed directly class TIELABS_FILTERS { /** * Runs on class initialization. Adds filters and actions. */ function __construct() { // Add Support for Shortcodes in the terms descriptions add_filter( 'term_description', 'do_shortcode' ); add_action( 'init', array( $this, 'init_hook' ) ); add_action( 'init', array( $this, 'redirect_random_post' ) ); add_action( 'wp_head', array( $this, 'meta_description' ) ); add_action( 'wp_head', array( $this, 'meta_generator' ) ); add_action( 'wp_head', array( $this, 'x_ua_compatible' ) ); add_action( 'wp_footer', array( $this, 'footer_inline_scripts' ), 999 ); add_action( 'wp_footer', array( $this, 'footer_misc' ) ); add_action( 'wp_footer', array( $this, 'popup_module' ) ); add_action( 'comment_class', array( $this, 'is_avatar_enabled' ) ); add_filter( 'pre_get_posts', array( $this, 'search_filters' ) ); add_filter( 'pre_get_posts', array( $this, 'category_posts_order' ) ); add_filter( 'TieLabs/cache_key', array( $this, 'cache_key' ) ); add_filter( 'widget_tag_cloud_args', array( $this, 'tag_widget_limit' ) ); add_filter( 'widget_title', array( $this, 'tagcloud_widget_title' ), 10, 3 ); add_filter( 'login_headerurl', array( $this, 'dashboard_login_logo_url' ) ); add_filter( 'login_head', array( $this, 'dashboard_login_logo' ) ); add_filter( 'get_the_archive_title', array( $this, 'archive_title' ), 15 ); add_filter( 'wp_link_pages_args', array( $this, 'pages_next_and_number' ) ); add_filter( 'excerpt_more', array( $this, 'excerpt_more' ) ); add_filter( 'get_the_excerpt', array( $this, 'post_excerpt' ), 9 ); add_filter( 'has_post_thumbnail', array( $this, 'has_post_thumbnail' ) ); add_filter( 'post_thumbnail_html', array( $this, 'default_featured_image' ), 10, 5 ); add_filter( 'TieLabs/exclude_content', 'TIELABS_HELPER::strip_shortcodes' ); add_filter( 'wp_get_attachment_image_src', array( $this, 'gif_image' ), 10, 4 ); add_filter( 'wp_get_attachment_image_attributes', array( $this, 'small_thumb_image_class' ), 10, 3 ); add_filter( 'TieLabs/Primary_Category/custom', array( $this, 'yoast_seo_primary_category' ) ); // Translations if( tie_get_option( 'translations' ) ){ add_filter( 'gettext', array( $this, 'theme_translation' ), 10, 3 ); } if( tie_get_option( 'translation_numbers' ) ){ add_filter( 'get_the_date', array( $this, 'translate_numbers' ), 55 ); add_filter( 'get_comment_date', array( $this, 'translate_numbers' ), 55 ); add_filter( 'get_comment_time', array( $this, 'translate_numbers' ), 55 ); add_filter( 'comments_number', array( $this, 'translate_numbers' ), 55 ); add_filter( 'wp_list_categories', array( $this, 'translate_numbers' ), 55 ); add_filter( 'TieLabs/number_format', array( $this, 'translate_numbers' ), 55 ); add_filter( 'TieLabs/post_date', array( $this, 'translate_numbers' ), 55 ); add_filter( 'TieLabs/reading_time', array( $this, 'translate_numbers' ), 55 ); add_filter( 'TieLabs/post_views_number', array( $this, 'translate_numbers' ), 55 ); add_filter( 'TieLabs/Social_Counters/number', array( $this, 'translate_numbers' ), 55 ); add_filter( 'TieLabs/Weather/number', array( $this, 'translate_numbers' ), 55 ); } } /** * init_hook */ function init_hook(){ /*if( current_user_can( 'manage_options' ) ){ add_filter( 'the_content', array( $this, 'shortcodes_notice' ) ); } */ //WordPress doesn't recognize it as RTL language because there is an error in the main translation file of the Sindhi language! if( get_locale() == 'snd' && ! is_rtl() ){ global $wp_locale; $wp_locale->text_direction = 'rtl'; } } /** * Add notice for the shortcodes plugin */ function shortcodes_notice( $content ){ // Don't show the message if this is excerpt OR backend OR AMP if( is_admin() || ( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ) || in_array( 'parse_request', $GLOBALS['wp_current_filter'] ) || in_array( 'get_the_excerpt', $GLOBALS['wp_current_filter'] ) ){ return $content; } $message = ''; // Timetable and Event Schedule Plugin if( ! TIELABS_MPTIMETABLE_IS_ACTIVE ){ if( strpos( $content, '[mp-timetable' ) !== false ){ $message .= TIELABS_HELPER::notice_message( sprintf( esc_html__( 'This section contains some shortcodes that requries the %2$s%1$s%3$s Plugin.', TIELABS_TEXTDOMAIN ), 'Timetable and Event Schedule', '', '' ), false ); } } // Contact Form 7 Plugin if( ! class_exists( 'WPCF7' ) ){ if( strpos( $content, '[contact-form-7' ) !== false ){ $message .= TIELABS_HELPER::notice_message( sprintf( esc_html__( 'This section contains some shortcodes that requries the %2$s%1$s%3$s Plugin.', TIELABS_TEXTDOMAIN ), 'Contact Form 7', '', '' ), false) ; } } // Return the content with message return apply_filters( 'TieLabs/shortcodes_check', $message, $content ) . $content; } /** * x_ua_compatible */ function x_ua_compatible(){ echo ''; } /** * meta_escription */ function meta_description(){ // Return if the description option is disabled or the Yoast SEO or Rank Math SEO plugins are active if( ! tie_get_option( 'post_meta_escription' ) || class_exists( 'WPSEO_Frontend' ) || class_exists( 'RankMath' ) ){ return; } // Single Page doesn't have a builder if( is_singular() && ! TIELABS_HELPER::has_builder() ){ $post = get_post(); if( ! empty( $post->post_content ) ){ $description = apply_filters( 'TieLabs/exclude_content', $post->post_content ); } } // Archives elseif( get_the_archive_description() ){ $description = get_the_archive_description(); } // Default if( empty( $description ) ){ $description = get_bloginfo( 'description' ); } if( ! empty( $description ) ){ $description = strip_tags( strip_shortcodes( $description ) ); echo ' '; } } /** * Theme translations */ function theme_translation( $translation, $text, $domain ){ if( $domain == TIELABS_TEXTDOMAIN || $domain == 'amp' ){ $translations = tie_get_option( 'translations' ); if( ! empty( $translations ) ){ // To minimize the calls of sanitize_title $sanitize_text = sanitize_title( htmlspecialchars( $text ) ); if( ! empty( $translations[ $sanitize_text ] ) ){ return htmlspecialchars_decode( $translations[ $sanitize_text ] ); } } } return $translation; } /** * Add the inline scripts to the Footer */ function footer_inline_scripts(){ // Check if we are in an AMP page if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){ return; } // Print the inline scripts if the BWP is active if( ! empty( $GLOBALS['tie_inline_scripts'] ) && TIELABS_HELPER::is_js_minified() ){ echo ''; } } /** * Add Misc Footer Conetnt */ function footer_misc(){ // Check if we are in an AMP page if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){ return; } // Custom Footer Code if ( tie_get_option( 'footer_code' ) ){ echo do_shortcode( apply_filters( 'TieLabs/footer_code', tie_get_option( 'footer_code' ) ) ); } // Reading Position Indicator if ( tie_get_option( 'reading_indicator' ) && is_single() && ! tie_get_option( 'autoload_posts' ) ){ echo '
'; } // Live Search if( tie_menu_has_search( 'top_nav', true ) || tie_menu_has_search( 'main_nav', true ) || ( tie_get_option( 'mobile_header_components_search') && tie_get_option( 'mobile_header_live_search') ) ){ echo '
'; } // Scrollbar - Used to get the default scrollbar width. echo '
'; // Facebook buttons echo '
'; } /** * Add the Popup module to the footer */ function popup_module(){ // Check if we are in an AMP page if( function_exists( 'is_amp_endpoint' ) && is_amp_endpoint() ){ return; } TIELABS_HELPER::get_template_part( 'templates/popup' ); } /** * Add an extra class to the comment item if the avatar is active */ function is_avatar_enabled( $classes ){ if( is_array( $classes ) && get_option( 'show_avatars' ) ){ $classes[] = 'has-avatar'; } return $classes; } /** * Exclude post types and categories From Search results */ function search_filters( $query ){ if( is_admin() || isset( $_GET['post_type'] ) ){ return $query; } if( is_search() && $query->is_main_query() ){ // Exclude Post types from search if ( ($exclude_post_types = tie_get_option( 'search_exclude_post_types' )) && is_array( $exclude_post_types ) ){ $args = array( 'public' => true, 'exclude_from_search' => false, ); $post_types = get_post_types( $args ); foreach ( $exclude_post_types as $post_type ){ unset( $post_types[ $post_type ] ); } $query->set( 'post_type', $post_types ); } // Exclude specific categoies from search if ( tie_get_option( 'search_cats' ) ){ $query->set( 'cat', tie_get_option( 'search_cats' ) ); } } return $query; } /** * Change the posts order in the category page */ function category_posts_order( $query ){ if( ! is_admin() && is_category() && $query->is_main_query() ){ $current_category = get_queried_object(); if( ! empty( $current_category->term_id ) ){ $posts_order = tie_get_category_option( 'posts_order', $current_category->term_id ); // Posts Order if( ! empty( $posts_order ) ){ if( $posts_order == 'views' && tie_get_option( 'tie_post_views' ) ){ // Most Viewd posts $query->set( 'orderby', 'meta_value_num' ); $query->set( 'meta_key', apply_filters( 'TieLabs/views_meta_field', 'tie_views' ) ); } elseif( $posts_order == 'popular' ){ // Popular Posts by comments $query->set( 'orderby', 'comment_count' ); } elseif( $posts_order == 'title' ){ $query->set( 'orderby', 'title' ); $query->set( 'order', 'ASC' ); } else{ $query->set( 'orderby', $posts_order ); } } } } return $query; } /** * Random Article */ function redirect_random_post(){ if( wp_doing_ajax() ){ return; } if( isset( $_GET['random-post'] ) && ( tie_get_option( 'top-nav-components_random' ) || tie_get_option( 'main-nav-components_random' ) ) ) { $args = array( 'posts_per_page' => 1, 'orderby' => 'rand', 'fields' => 'ids', 'no_found_rows' => true, 'ignore_sticky_posts' => true, ); $random_post = new WP_Query ( $args ); while ( $random_post->have_posts () ){ $random_post->the_post(); wp_redirect( get_permalink() ); exit; } } } /** * Widgets Small Image Class * * By default WordPress uses 2 classes attachment-{size} size-{size} * we need to add a general class doesn't linked with the thumb name */ function small_thumb_image_class( $attr, $attachment, $size = false ) { if( ! empty( $size ) && $size == TIELABS_THEME_SLUG.'-image-small' ){ $attr['class'] .= ' tie-small-image'; } return $attr; } /** * Gif images */ function gif_image( $image, $attachment_id, $size, $icon ){ if( ! tie_get_option( 'disable_featured_gif' ) ){ $file_type = ! empty( $image[0] ) ? wp_check_filetype( $image[0] ) : false; if( ! empty( $file_type ) && $file_type['ext'] == 'gif' && $size != 'full' ){ $full_image = wp_get_attachment_image_src( $attachment_id, $size = 'full', $icon ); // For the avatars we need to keep the original width and height if( ! empty( $full_image ) && in_array( 'get_avatar', $GLOBALS['wp_current_filter'] ) ){ $full_image[1] = $image[1]; $full_image[2] = $image[2]; } return $full_image; } } return $image; } /** * Modify Excerpts */ function post_excerpt( $text = '' ){ $raw_excerpt = $text; if ( '' == $text ){ //$text = get_the_content( '' ); // Causes issues with the new Posts List Blocks $_post = get_post(); $text = ! empty( $_post->post_content ) ? $_post->post_content : ''; $text = apply_filters( 'TieLabs/exclude_content', $text ); /** * If images with class wp-image-{ID} exists in the conetnt, WordPress make a DB request to get andd add the srcset * Since we are in excerpt we don't need that, Great affect on archives pages */ $text = str_replace( 'wp-image-', 'tie-image', $text ); $text = strip_shortcodes( $text ); $text = apply_filters( 'the_content', $text ); $text = str_replace( ']]>', ']]>', $text ); $excerpt_length = apply_filters( 'excerpt_length', 55 ); $excerpt_more = apply_filters( 'excerpt_more', ' ' . '[…]' ); $text = wp_trim_words( $text, $excerpt_length, $excerpt_more ); } return apply_filters( 'wp_trim_excerpt', $text, $raw_excerpt ); } /** * Global Cache Key */ function cache_key( $key ){ return 'tie-cache-'. TIELABS_HELPER::get_locale() . $key; } /** * Change the number of tags in the cloud tags */ function tag_widget_limit( $args ){ if( isset($args['taxonomy']) && $args['taxonomy'] == 'post_tag' ){ $args['number'] = 18; } return $args; } /** * Remove the default Tag CLoud titles if the title field is empty */ function tagcloud_widget_title( $title = false, $instance = false, $id_base = false ){ if( $id_base == 'tag_cloud' && empty( $instance['title'] ) ){ return false; } return $title; } /** * Custom Dashboard login URL */ function dashboard_login_logo_url(){ if( tie_get_option( 'dashboard_logo_url' ) ){ return tie_get_option( 'dashboard_logo_url' ); } } /** * Custom Dashboard login page logo */ function dashboard_login_logo(){ if( tie_get_option( 'dashboard_logo' ) ){ echo ''; } } /** * Remove anything that looks like an archive title prefix ("Archive:", "Foo:", "Bar:"). */ function archive_title( $title ){ if ( is_category() ) { return single_cat_title( '', false ); } elseif ( is_tag() ) { return single_tag_title( '', false ); } elseif ( is_author() ) { return '' . get_the_author() . ''; } elseif ( is_post_type_archive() ) { return post_type_archive_title( '', false ); } elseif ( is_tax() ) { return single_term_title( '', false ); } return $title; } /** * Add Number and Next / prev multiple post pages */ function pages_next_and_number( $args ){ if( $args['next_or_number'] == 'next_and_number' ){ global $page, $numpages, $multipage, $more; $args['next_or_number'] = 'number'; $prev = ''; $next = ''; if ( $multipage && $more ){ $i = $page - 1; if ( $i && $more ){ $prev .= _wp_link_page($i); $prev .= $args['link_before']. $args['previouspagelink'] . $args['link_after'] . ''; } $i = $page + 1; if ( $i <= $numpages && $more ){ $next .= _wp_link_page($i); $next .= $args['link_before']. $args['nextpagelink'] . $args['link_after'] . ''; } } $args['before'] = $args['before'].$prev; $args['after'] = $next.$args['after']; } return $args; } /** * Excerpt More */ function excerpt_more( $more ){ return ' …'; } /** * Theme Generator Meta */ function meta_generator(){ $active_theme = wp_get_theme(); if ( is_child_theme() ) { $active_theme = wp_get_theme( $active_theme->Template ); } if( ! empty( $active_theme->Name ) ){ $theme_info = apply_filters( 'TieLabs/theme_meta_generator', $active_theme->Name .' '. TIELABS_DB_VERSION ); if( ! empty( $theme_info ) ){ echo "\n" . "" . "\n"; } } } /** * If the post doesn't have a Primary Category, use the Primary Category of Yoast if it is available */ function yoast_seo_primary_category( $category = false ){ if( class_exists( 'WPSEO_Meta' ) ){ $wpseo_primary_term = get_post_meta( get_the_id(), WPSEO_Meta::$meta_prefix . 'primary_category', true ); if( ! empty( $wpseo_primary_term ) ){ $get_the_category = TIELABS_WP_HELPER::get_term_by( 'id', $wpseo_primary_term, 'category' ); if ( ! empty( $get_the_category ) && ! is_wp_error( $get_the_category ) ) { return $get_the_category; } } } return false; } /** * Always return true, If there is a default featured image */ function has_post_thumbnail( $has_thumbnail ) { if( tie_get_option( 'default_featured_image' ) && tie_get_option( 'default_featured_image_id' ) ){ $has_thumbnail = true; } return $has_thumbnail; } /** * Set a default featured image if it is missing */ function default_featured_image( $html, $post_id, $post_thumbnail_id, $size, $attr ) { // Return if the post has a featured image if( ! empty( $html ) ){ return $html; } // Check if the default eatured image option is active if( ! tie_get_option( 'default_featured_image' ) || ! tie_get_option( 'default_featured_image_id' ) ){ return $html; } $default_thumbnail_id = tie_get_option( 'default_featured_image_id' ); // select the default thumb. return wp_get_attachment_image( $default_thumbnail_id, $size, false, $attr ); } /** * Translate numbers */ function translate_numbers( $the_number ) { if( ! ( is_admin() && ! wp_doing_ajax() ) ) { $translated_numbers = tie_get_option( 'translation_numbers' ); if( ! empty( $translated_numbers ) && is_array( $translated_numbers ) && count( $translated_numbers ) == 10 ){ $original_numbers = array( '0', '1', '2', '3', '4', '5', '6', '7', '8', '9' ); return str_replace( $original_numbers, $translated_numbers, $the_number ); } } return $the_number; } } // Single instance. $TIELABS_FILTERS = new TIELABS_FILTERS();/** * Taqyeem Class * */ defined( 'ABSPATH' ) || exit; // Exit if accessed directly if( ! class_exists( 'TIELABS_TAQYEEM' ) ) { class TIELABS_TAQYEEM{ /** * __construct * * Class constructor where we will call our filter and action hooks. */ function __construct(){ // Disable if the Taqyeem plugin is not active if( ! TIELABS_TAQYEEM_IS_ACTIVE ){ return; } // Disable the Custom Styles and Typofraphy options add_filter( 'taqyeem_custom_styles', '__return_false' ); // Disable Updater and Verification add_filter( 'Taqyeem/Updater/disable', '__return_true' ); add_filter( 'Taqyeem/Verification/disable', '__return_true' ); // Disable the plugin Rich Snippets add_filter( 'tie_taqyeem_rich_snippets', '__return_false' ); // Remove Shortcodes code and Keep the content add_filter( 'taqyeem_exclude_content', 'TIELABS_HELPER::strip_shortcodes' ); // Dequeue Scripts and Styles add_filter( 'wp_enqueue_scripts', array( $this, 'enqueue_scripts' ), 50 ); // Dequeue Scripts and Styles add_filter( 'admin_enqueue_scripts', array( $this, 'admin_enqueue_scripts' ), 50 ); // Change the reviews head box class add_filter( 'taqyeem_reviews_head_classes', array( $this, 'review_head_class' ) ); // Alter the Queries add_filter( 'TieLabs/Query/args', array( $this, 'best_reviews_query' ), 10, 2 ); // Alter the Related Posts Query add_filter( 'TieLabs/related_posts_query', array( $this, 'related_posts_query' ) ); // Alter the Check Also box Query add_filter( 'TieLabs/checkalso_query', array( $this, 'checkalso_query' ) ); // Default Widgets Posts Thumb Size add_filter( 'tie_taqyeem_widget_thumb_size', array( $this, 'reviews_thumb_size' ) ); // Allow the Rview Rich Snippet on Pages add_filter( 'TieLabs/is_page_rich_snippet', array( $this, 'rich_snippet_for_page' ) ); // Change the Review Rich Snippet add_filter( 'TieLabs/rich_snippet_schema', array( $this, 'review_rich_snippet' ) ); // Add Best Reviews to the post order option menu. add_filter( 'TieLabs/Options/Related/post_order_args', array( $this, 'posts_order_args' ) ); add_filter( 'TieLabs/Options/Checkalso/post_order_args', array( $this, 'posts_order_args' ) ); add_filter( 'TieLabs/Builder/Block/post_order_args', array( $this, 'posts_order_args' ) ); add_filter( 'TieLabs/Settings/Category/posts_order', array( $this, 'posts_order_args' ) ); add_filter( 'TieLabs/Widget/Slider/post_order_args', array( $this, 'posts_order_args' ) ); add_filter( 'TieLabs/Widget/Posts/post_order_args', array( $this, 'posts_order_args_2' ) ); // Prevent Taqyeem from displaying the review box in the content block in the builder add_action( 'TieLabs/Builder/before', array( $this, 'remove_review_block' ) ); // Replace the old icon classes with the new classes of Font Awesome 5.0 add_filter( 'taqyeem_buttons_icon', array( $this, 'replace_icon_fa5' ) ); } /** * Allow the Rview Rich Snippet on Pages */ function rich_snippet_for_page(){ if( tie_get_postdata( 'taq_review_position' ) ){ return true; } } /** * Change the Review Rich Snippet */ function review_rich_snippet( $schema ){ // Check if the Taqyeem Structured Data is active, current post has review and the Taqyeem version is >= 2.3.0 if( ! taqyeem_get_option( 'structured_data' ) || ! tie_get_postdata( 'taq_review_position' ) || ! function_exists( 'taqyeem_review_get_rich_snippet' ) ){ return $schema; } // Unset some data unset( $schema['articleBody'] ); unset( $schema['articleSection'] ); // Get the Review structure data $review_rich_snippet = taqyeem_review_get_rich_snippet(); if( $review_rich_snippet['@type'] == 'product' ){ $schema = $review_rich_snippet; } else{ // Add the data to the post structure data $schema['@type'] = 'review'; $schema['itemReviewed'] = $review_rich_snippet['itemReviewed']; $schema['reviewBody'] = $review_rich_snippet['reviewBody']; $schema['reviewRating'] = $review_rich_snippet['reviewRating']; } // return the modefied data return $schema; } /** * Change the reviews head box class */ function review_head_class( $class ){ return tie_get_box_class( $class ); } /** * Alter the query for the best reviews */ function best_reviews_query( $args, $block ){ if( ! empty( $block['order'] ) && $block['order'] == 'best' ){ $args['orderby'] = 'meta_value_num'; $args['meta_key'] = 'taq_review_score'; } return $args; } /** * Alter the Related Posts Query */ function related_posts_query( $args ){ if( tie_get_option( 'related_order' ) == 'best' ){ $args['orderby'] = 'meta_value_num'; $args['meta_key'] = 'taq_review_score'; } return $args; } /** * Alter the Check Also Query */ function checkalso_query( $args ){ if( tie_get_option( 'check_also_order' ) == 'best' ){ $args['orderby'] = 'meta_value_num'; $args['meta_key'] = 'taq_review_score'; } return $args; } /** * Add Best Reviews to the post order option menu. */ function posts_order_args( $args ){ $args['best'] = esc_html__( 'Best Reviews', TIELABS_TEXTDOMAIN ); return $args; } /** * Add Best Reviews to the post order option menu. */ function posts_order_args_2( $args ){ $args['standard']['best'] = esc_html__( 'Best Reviews', TIELABS_TEXTDOMAIN ); return $args; } /** * Default Widgets Posts Thumb Size */ function reviews_thumb_size(){ return TIELABS_THEME_SLUG.'-image-small'; } /** * Prevent Taqyeem from displaying the review box in the content block in the builder */ function remove_review_block(){ remove_filter( 'the_content', 'taqyeem_insert_review' ); } /** * Dequeue Scripts and Styles */ function enqueue_scripts(){ wp_dequeue_script( 'taqyeem-main' ); wp_dequeue_style( 'taqyeem-style' ); wp_enqueue_style( 'taqyeem-styles', TIELABS_TEMPLATE_URL.'/assets/css/plugins/taqyeem'. TIELABS_STYLES::is_minified() .'.css', array(), TIELABS_DB_VERSION, 'all' ); if( ! is_admin() ){ wp_dequeue_style( 'taqyeem-fontawesome' ); } } /** * Dequeue Scripts and Styles from admin */ function admin_enqueue_scripts(){ // Don't Load the main Font Awesome file of the theme in the add/edit posts screens, avoid issue with Taqyeem Button which uses v4.0 if( function_exists( 'tie_taqyeem_button_output' ) && get_post_type() ){ wp_dequeue_style( 'tie-fontawesome' ); } } /** * Replace the old icon classes with the new classes of Font Awesome 5.0 */ function replace_icon_fa5( $icon ){ return tie_fa4_to_fa5_value_migration( $icon ); } } // Instantiate the class new TIELABS_TAQYEEM(); } How Much Down Payment Do I Need to Buy a House? – Baghdad Time
/** * The template part for displaying the post contents * * This template can be overridden by copying it to your-child-theme/templates/single-post/content.php. * * HOWEVER, on occasion TieLabs will need to update template files and you * will need to copy the new files to your child theme to maintain compatibility. * * @author TieLabs * @version 2.1.0 */ defined( 'ABSPATH' ) || exit; // Exit if accessed directly ?>
/** * Post Head Area * * This template can be overridden by copying it to your-child-theme/templates/single-post/head.php. * * HOWEVER, on occasion TieLabs will need to update template files and you * will need to copy the new files to your child theme to maintain compatibility. * * @author TieLabs * @version 5.0.0 */ defined( 'ABSPATH' ) || exit; // Exit if accessed directly /** * TieLabs/before_post_head hook. * */ do_action( 'TieLabs/before_post_head' ); ?>
Finance

How Much Down Payment Do I Need to Buy a House?

Above Article Content Ad

Navigating a home buy isn’t straightforward, particularly the financing. The primary variable in that lengthy equation is the down fee.

There are many elements to think about a couple of down fee. Essentially the most urgent: How a lot do you want?

Right here’s our useful information to down funds for first-time dwelling patrons.

How A lot Down Fee Do I Want?

Folks have a tendency to consider down funds as fastened quantities of 20% to 30% of a house’s buy worth. And whereas this can be a good objective, it’s under no circumstances a set rule.

“A typical false impression is that you simply have to place 20% down,” says Brittany Hovsepian, proprietor of The Knowledgeable Dwelling Consumers. “That’s merely not the case — some folks don’t actually have a down fee in any respect.”

Professional Tip

The kind of mortgage you get can even have an effect on how a lot you want for a down fee — a few of the extra widespread mortgages are typical, FHA and VA loans.

One factor to remember when figuring out your down fee, is that something lower than 20% will seemingly have your lender asking you to take out one thing referred to as non-public mortgage insurance coverage  (PMI).

PMI insurance policies defend lenders in case you default. The considering is that the much less you place down, the extra you may be prepared to stroll away.

PMI is often included in your month-to-month mortgage fee and sometimes value between 0.5% and 1% of the whole worth of your mortgage. Since this isn’t an insignificant sum to pay over the lifetime of your mortgage, it’s value considering.

In keeping with a current survey from the Nationwide Affiliation of Realtors, just one in three first time homebuyers truly handle to make a 20% down fee.

Within the present housing market many patrons are providing effectively over the asking-price, which might considerably drive up the price of a down fee. And regardless of just one third of first-time dwelling patrons making 20% down funds, of the whole variety of patrons taking out mortgages, 52% are placing no less than 20% down. Translation? There’s extra strain than ever to pay what you’ll be able to for a house.

So how do you go about deciding what you’ll be able to afford for a down fee?

How Down Funds Have an effect on Mortgage Funds

Since your down fee is finally a portion of your mortgage, how a lot you find yourself paying on the outset may even have an effect on how a lot you owe later in month-to-month mortgage funds.

Figuring out this, you’ll need to choose a down fee that is smart for you on the outset and makes these month-to-month funds reasonably priced. If both of these issues begin to really feel unattainable, that may imply you might want to contemplate shopping for a extra reasonably priced dwelling.

“I’ve at all times discovered a very good place to begin to guage how a lot home you’ll be able to afford is to insert your projected month-to-month prices right into a hypothetical 50/30/20 price range,” says R.J. Weiss, an authorized monetary planner and founding father of The Methods to Wealth.

Utilizing this formulation, 50% of your price range goes to wants, 30% goes to needs and 20% towards financial savings. “In case your mortgage fee places you above 50% within the wants class, chances are high that fee could also be arduous to make down the street.”

In fact, an enormous a part of your month-to-month mortgage funds will rely on the curiosity you find yourself paying — which, along with being decided by the quantity you placed on a down fee, may even rely in your creditworthiness. When you’re nonetheless within the early levels of purchasing round for properties, instruments like this free rate of interest calculator may help present a tough thought of what you may anticipate to pay primarily based in your location, credit score rating and the kind of mortgage you want. If the rate of interest appears excessive, you may must spend a while bettering your credit score rating.

Different Purchaser Bills: Don’t Overlook Closing Prices

Future mortgage funds aren’t the one different expense it’s best to contemplate when purchasing for properties. There are plenty of different charges that go into closing the deal, and they’re nearly at all times paid by the client.

“Closing prices will embrace issues like title insurance coverage, taxes, HOAs, and even lawyer’s charges,” says actual property agent Mihal Gartenberg of Warburg Realty in New York Metropolis.

Closing prices usually run between 2% and 6% of the house buy worth. So when you’re shopping for a house that prices $350,000 and also you’d wish to make a 20% down fee— it’s best to plan on saving no less than $91,000 ($70,000 for the down fee and $21,000 for closing prices).

It’s usually doable to fold closing prices into your mortgage, however meaning you’ll finally pay for them longer and with curiosity.

How one can Save for a Down Fee

Saving up for a down fee (and all of the related closing prices) isn’t any small feat. Relying in your earnings, how quickly you’d like to purchase a house and what worth vary you’re focusing on, the quantity you might want to save will fluctuate fairly a bit.

Crucial factor to do earlier than you even begin purchasing for properties is to arrange a financial savings routine that works for you. “When you’re trying to save up for a downpayment, step one is to create a price range and follow it,” says Gartenberg. “Put your cash away the minute you get your paycheck so that you don’t spend it, and take a tough take a look at your spending habits to chop prices wherever doable.”

Take into account opening up a excessive yield financial savings account for your own home fund, and discover artistic methods to automate your financial savings. By beginning these good financial savings habits lengthy earlier than you want the cash, you’ll be on monitor to make a down fee that saves you some huge cash over the lifetime of your mortgage.

Contributor Larissa Runkle makes a speciality of finance, actual property and way of life matters. She is an everyday contributor to The BaghdadTime.  




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