Best Square Competitors of 2021

Sq. is a well-liked point-of-sale platform and fee processor. It’s typically utilized by eating places, retailers and repair suppliers, and may course of in-person, on-line, cellphone and cellular bank card funds. The processing charge is 2.6% plus 10 cents per in-person transaction. There’s no month-to-month charge, and a free bank card reader is supplied. A register prices $39 per 30 days for twenty-four months, or $799 upfront. Add-ons can be found that will help you handle your workforce, course of payroll, reward prospects and arrange advertising campaigns.

Whereas Sq. is a flexible system, it does have rivals that provide comparable options. Take into account these different merchandise that could be higher suited to eating places, retail shops and companies trying to minimize bank card bills.

PayPal Zettle: Good total different

Software program price: $0 month-to-month charges.

{Hardware} price: $29 for Zettle card reader. Pay $79 for extra readers.

Fee processing price: 2.29% plus 9 cents per in-person transaction.

Why we prefer it: This all-in-one POS system gives one of many lowest flat-rate transaction charges, making it an reasonably priced choice for beginning a brand new enterprise. It additionally integrates with accounting software program resembling QuickBooks. To get began, you should purchase a Retailer Package Mini for $249 or browse different ready-made {hardware} kits and POS programs.

Software program price: $0 month-to-month charges.

{Hardware} Value: $19 for SumUp Plus card reader.

Fee processing price: 2.75% per in-person transaction.

Why we prefer it: SumUp permits you to settle for in-person and cellular funds or use a digital terminal to course of funds by cellphone. The app features a digital cashier so you possibly can obtain money funds and ship digital receipts. Pricing is simple with no month-to-month contract, and also you pay charges just for the transactions you course of. Learn the complete evaluate.

Shopify: Good for e-commerce

Software program price: $29 per 30 days and up.

{Hardware} price: $29 for chip and swipe reader.

Fee processing price: Varies by plan; for the Primary plan, the fee is 2.7% per in-person transaction.

Why we prefer it: This POS system may help you market to prospects, handle stock and mix in-store and on-line gross sales. You may attempt it totally free for 14 days. Plans embrace a month-to-month choice and one-year or two-year contracts. And you may change the plan later no matter whether or not you need to improve or downgrade. Learn the complete evaluate.

Toast: Good for eating places

Software program price: $0 per 30 days and up.

{Hardware} price: Varies by plan; for the pay-as-you-go starter plan, a {hardware} bundle is included.

Fee processing price: Varies by plan; for the pay-as-you-go starter plan, it’s 2.99% plus 15 cents per transaction.

Why we prefer it: Toast is particularly designed for restaurant companies. The Starter plan gives fee processing with non-compulsory add-ons so you possibly can customise options to match your small business wants. Different plans are additionally out there that provide decrease charges for card-present transactions, however greater startup prices. Learn the complete evaluate.

Software program price: $99 per 30 days (billed yearly) and up.

{Hardware} price: All-in-one {hardware} out there beginning at $499.

Fee processing price: Not included; you’ll want so as to add a fee processor individually.

Why we prefer it: Vend gives many options that could be extra interesting to retailers, together with stock administration and layaway choices for patrons. You pay a month-to-month charge for the service and 0% transaction charges to Vend. Fee processing isn’t included, however Vend will combine with a number of fee suppliers. A free trial is out there.

Fee Depot: Good for high-volume gross sales

Software program price: $79 per 30 days and up.

{Hardware} price: Gear out there beginning at $49.

Fee processing price: Varies by plan; for the starter plan, it’s interchange plus 15 cents per transaction.

Why we prefer it: Fee Depot is an alternative choice to take into account in order for you decrease bank card transaction charges. As an alternative of a flat charge, you pay the precise interchange charge that applies to the transaction plus a 15-cent transaction charge. As a result of Fee Depot solely processes the fee, you’ll have to have your present terminal reprogrammed, use a free digital terminal or buy POS {hardware}. Learn the complete evaluate.

Clover: Good for beginning a brand new enterprise

Software program price: $9.95 per 30 days and up.

{Hardware} price: Gear out there beginning at $99.

Fee processing price: Varies by plan; for the Go to start out your marketing strategy, it’s 2.6% plus 10 cents per in-person transaction.

Why we prefer it: Clover is an all-in-one system that allows you to settle for in-store, cellular, on-line and cellphone funds. It really works for eating places, retail shops and repair companies, and the transaction charge is decrease than different POS providers. You may attempt it totally free by taking funds in your laptop computer or smartphone earlier than buying any {hardware}. Learn the complete evaluate.

Lightspeed Retail: Good for devoted buyer assist

Software program price: $69 per 30 days (billed yearly) and up.

{Hardware} price: A register is included with all plans.

Fee processing price: 2.6% plus 10 cents per in-person transaction.