How to Get a Marriott Credit Card

Maybe you’ve joined the and have a number of Marriott stays booked on the calendar — or possibly that is the primary time you’ve thought of Marriott loyalty.

Getting a devoted bank card might help you ramp up your rewards incomes charges so you’ll be able to earn free stays extra shortly. However the highway to getting a Marriott bank card isn’t all sparkles, upgrades and factors.

Right here’s what it’s good to know so as to add a Marriott bank card to your lineup.

In terms of co-branded bank cards, Marriott companions with two issuers: American Specific and Chase. Every financial institution presents two Marriott bank cards to Bonvoy members, for a complete of 4 bank cards obtainable to shoppers and small-business homeowners.

Listed below are some key variations:

Different advantages: As much as $300 Marriott Bonvoy assertion credit score, 15 elite night time credit, Precedence Move Choose membership (enrollment required), World Entry or TSA PreCheck enrollment price credit score, and a $100 Marriott Bonvoy property credit score for a two-night minimal keep at The Ritz-Carlton or St. Regis. Phrases apply.

Getting a brand-specific journey bank card generally is a important step in the direction of figuring out your loyalty. Earlier than you make that call and choose a , ask your self the next questions.

Earlier than you apply for a Marriott rewards card, determine which issuer fits your wants finest — or — and whether or not you qualify for considered one of its bank cards. Consider the unwritten that limits the variety of bank cards you could be authorized for in any 24-month span (max 5).

Additionally, take into account which playing cards you’ve had up to now. For example, American Specific cardholders are solely allowed to earn a welcome bonus on a selected card . In case you’ve already had the or the up to now, you would possibly take into account one of many Chase-issued choices as a substitute.

Look at your current travels to determine which card has an annual price you’ll be able to justify. We advocate pondering via which playing cards have a price you’re snug paying (if any) that provide advantages you anticipate to make use of. The purpose is to extract sufficient advantages from card membership to offset the charges.

Think about every card’s bonus classes and whether or not your present (or anticipated) spending patterns will lead to plenty of Bonvoy factors. In case you not often eat out, a card that provides intensive bonus factors on eating won’t be of use to you.

Whereas the flexibility to earn Bonvoy factors at an accelerated price could be enticing to some, it’s price doing a gut-check about whether or not going “all-in” on a single resort model is the best alternative for you.

A extra generic journey bank card that isn’t tied to a selected model, such because the or the , might provide you with extra flexibility in reserving not simply lodging with factors, however flights, too. In case you anticipate touring to locations the place Marriott properties are more durable to come back by, a card like this will come in useful.

In case you at the moment don’t maintain a Marriott card and haven’t utilized for too many bank cards within the final 24 months, getting a Marriott bank card shouldn’t be too tough. Nonetheless, you want to concentrate on some restrictions that may preclude you from acquiring a Marriott Bonvoy card.

Potential obstacles embrace:

You possibly can simply apply for the Marriott bank card of your alternative by clicking the Apply Now button on every card’s evaluate web page:

The appliance course of is pretty easy, and the applying questions will differ relying on if you happen to’re making use of for a private card or a enterprise bank card. For example, American Specific asks candidates to offer the authorized enterprise identify, the corporate Doing Enterprise As identify and the enterprise’s bodily handle.

candidates on the Chase web site might want to present info like identify, mailing handle, gross annual earnings and first supply of earnings.

Co-branded Marriott playing cards assist speed up the pace with which you earn rewards within the Marriott Bonvoy program. Nonetheless, the continued perks, similar to elite standing, elite night time credit and are additionally price contemplating.

Primarily based on how typically you keep at Marriott properties, choose a card that fits your wants finest, and use it to maintain incomes rewards in between resort stays.

To view charges and charges of the , see .

To view charges and charges of the , see .

You need a journey bank card that prioritizes what’s vital to you. Listed below are our picks for the , together with these finest for: