Chase Freedom Flex Adds a 5% ‘Top-Spend Category Bonus’ for Q4 2021

The Chase Freedom Flex℠ is including to its already spectacular arsenal of bonus classes as the vacation spending season is upon us.
For This fall 2021, cardholders who activate their regular 5% quarterly bonus classes can even robotically start incomes 5% again (4% again along with the cardboard’s limitless 1% money again) within the class the place they do probably the most spending. You possibly can earn on spending as much as $1,500 this quarter in your highest spend class. (Word: this supply doesn’t apply to the legacy Chase Freedom® card.)

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Eligible top-spend classes are:
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Journey (together with transit).
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Grocery shops (not together with Goal and Walmart purchases).
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Choose stay leisure.
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Choose streaming providers.
Because of this by Dec. 31, 2021, along with incomes 5% money again for Walmart and PayPal purchases (on as much as $1,500 in mixed quarterly spending), eligible cardholders will be capable to earn an extra 5% again as much as a separate spending cap of $1,500. All in all, if you happen to maxed out each spending caps, you would make out with a profitable $150 in money again from rotating and top-spend bonus classes alone this quarter.
Nerdy tip: Chase cardholders should activate bonus classes on-line or within the Chase app by Dec. 14 to be eligible for bonus money again, which may be earned retroactively.
In case your top-spend bonus class is similar as one of many card’s fastened bonus classes, you’ll earn each bonuses. For instance, in case your prime earn class is eating, you’d be capable to earn a complete of seven% money again once you make eligible eating purchases — (4% from the top-spend class + 2% again from the fastened eating class + 1% base earn, which may solely be earned as soon as per buy).
And the identical goes for purchases made by PayPal, a This fall bonus class. You’ll earn a complete of 9% money again once you make purchases in your prime spend class by the cost service.
Chase Freedom® and Chase Freedom Flex℠ bonus rewards classes for 2021 |
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• Wholesale golf equipment. |
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• Gasoline stations. |
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• Grocery shops. |
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This supply provides an excessive amount of worth to the $0-annual-fee Chase Freedom Flex℠, however it additionally makes the already doubtlessly sophisticated card much more troublesome to handle.
To get probably the most out of rewards this quarter, cardholders must preserve observe of their rotating bonus class spending and their top-spend class, along with monitoring the cardboard’s common fastened bonus classes.
Though that is the primary time Chase has supplied cardholders the flexibility to earn money again of their prime spending classes, there are different playing cards that provide an identical rewards construction. For instance, the $0-annual-fee Citi Customized Money℠ Card — which started accepting candidates in June 2021 — options equally customizable bonus money again from a listing of eligible class choices. It earns 5% money again in cardholders’ prime eligible spending class, on as much as $500 every billing cycle (1% again after that).